|Advertised rate||Comparison rate*||Monthly repayment||Rate Type||Offset||Redraw||Ongoing Fee||Upfront Fees||LVR||Lump Sum Repayment||Additional Repayments||Pre-approval|
Fixed Rate Home Loan 1 Year
First Home Buyer Basic Loan
Basic Variable Rate Home Loan (Interest Only)
Basic Variable Rate Home Loan (Principal & Interest)
First Home Buyer Standard Loan (With Offset)
Standard Variable Rate Home Loan (Principal & Interest)
Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *Comparison rate is based on a loan of $150,000 over a term of 25 years. Please note the comparison rate only applies to the examples given Rates correct as of October 25, 2021.
Endeavour Mutual Bank has been providing banking services to the community since its formation in 1953. The bank officially changed its name to Endeavour Mutual Bank in February 2018.
When you join Endeavour Mutual Bank, you will enjoy the following benefits: equally sharing in the success of the organisation through competitive rates, minimal fees and exceptional customer service. Unlike a major bank, it is not a publicly listed company and as such do not have a financial responsibility to shareholders. This differentiating factor is yet another benefit of belonging to a mutual and clearly highlights its one and only objective of increasing the value it offers to members and their local communities.
The bank has also taken its corporate social responsibility to a new level, which includes establishing its own charitable foundation called the Australian Mutuals Foundation (AMF). The primary focus of the AMF is to provide a vehicle for Endeavour Mutual Bank and other mutuals to assist needy children in Australia and alleviate poverty in some of the poorest communities in Southeast Asia and the Pacific by creating sustainable cooperative financial organisations. Additionally, tailoring products and services to assist in the financial education and growth of the youth and young adult sector as well as facilitating community initiatives in the local areas surrounding the bank’s branches are important initiatives that it continues to support.
Endeavour Mutual Bank has branches in Central Railway Square, Chullora, Gosford, Gymea, Hamilton, Homebush, Merrylands, North Ryde, Revesby, and Parramatta, and an administration office in Surry Hills. Members can also call the service centre for personal service or also access accounts immediately via a national network of ATMs, as well as internet and telephone banking facilities 24/7.
The bank offers a range of banking products including personal, car and home loans, credit cards, savings accounts, and insurance. In terms of home loans, it offers what it calls “family helper”, fixed rate and variate rate options.
If you want to apply for a home loan with Endeavour Mutual Bank, you will need to provide the following:
- Personal details for each applicant (if necessary)
- Contact details – including a valid email address
- Proof of salary – payslips and evidence of other income including government payments and rental income
- Statements of any liabilities including credit cards or other existing loans
- A copy of your council rates notice
- A copy of your driver's licence or passport
- Home loan statements (if you are refinancing)