How to tell when a housing market is cooling
You need to check clearance rates, listings, and the price gap, among other factors
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A comparison rate is used to help borrowers see the true cost of a loan, but why do banks and other lenders have to display them, and what don't they include?
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Home Loan Guide: Basic Home Loans
Figuring out which home loan is right for you can be confusing, but it doesn't have to be.
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Cancelling a home loan agreement before settlement
You've agreed on a home loan with your lender but something has come up and you want out. What are your options for cancelling it?
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Can a settlement date be delayed?
A delayed settlement can cost buyers and sellers valuable time and money. Here's how to avoid it, and what to do if it happens to you.
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What is the settlement of a loan?
In the world of real estate, it's easy to get lost when discussing loan settlement, settlement statements, and other easily-misidentified phrases. We'll help you keep all of these terms sorted out.
Read moreSettlement Day Checklist
Settlement day isn’t just the day when the keys to the new property will be handed over to you. Review this checklist to help you prepare for the big day.
Read moreMortgage Settlement FAQ
Settlement is one of the most confusing parts of the home buying process. We’ve broken it down for you in easy to understand terms.
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RBA: Lack of transparency in mortgage market is hurting borrowers
Banks typically offer attractive discounts to new customers and charge existing customers more
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Housing affordability worsens in Melbourne
A number of key suburbs are poised to hit the million-dollar median in the near future, according to REIV
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Melbourne’s price growth surpasses Sydney’s
Tightened lending restrictions and the retreat of foreign investors had dampened price growth in the Harbour City
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Townsville housing market is reviving
The local economy is picking up, and key metrics, like house and unit prices, are on the rise
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More Mortgage News
Are property investors as rich as they appear?
A multi-property portfolio doesn’t guarantee easy millions
Read moreBe proactive about getting a better mortgage deal
Apathy could be costing you a considerable amount of money over the lifespan of your loan
Read moreNumber of loans to first-home buyers is growing
The average first-home buyer loan has also risen in value, according to the Australian Bureau of Statistics
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Top Independent Brokerages 2017
Emerging from a tough year in broking, these 10 brokerages are supporting top brokers with new approaches to processing, marketing and management
Top Franchise Brokerages 2017
Rapid regulatory and lender policy changes haven’t held back Australia’s finest brokerages; quite the opposite — their financial expertise is becoming a vital resource for new and existing clients
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Expert Advice
4 ways you could be sabotaging your borrowing capacity
To sabotage means to deliberately destroy, damage or obstruct something. No one wants to do that when it comes to their finances, do they? But the reality is that many people do without even realising it. How do they do that?
Read more3 surprising reasons banks reject your loan application
No one likes rejection, do they? Whether it's being turned down for a date or not getting your dream job, being rejected doesn't make us feel any good.
Read moreWhat’s the difference between borrowing capacity and affordability?
Simplistically, when you borrow money, the bank or lender has a responsibility to ensure you have the financial capacity to service the mortgage repayments now and into the future.
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