How to tell when a housing market is cooling
You need to check clearance rates, listings, and the price gap, among other factors
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A comparison rate is used to help borrowers see the true cost of a loan, but why do banks and other lenders have to display them, and what don't they include?
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Home Loan Guide: Basic Home Loans
Figuring out which home loan is right for you can be confusing, but it doesn't have to be.
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Cancelling a home loan agreement before settlement
You've agreed on a home loan with your lender but something has come up and you want out. What are your options for cancelling it?
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Can a settlement date be delayed?
A delayed settlement can cost buyers and sellers valuable time and money. Here's how to avoid it, and what to do if it happens to you.
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What is the settlement of a loan?
In the world of real estate, it's easy to get lost when discussing loan settlement, settlement statements, and other easily-misidentified phrases. We'll help you keep all of these terms sorted out.
Read moreSettlement Day Checklist
Settlement day isn’t just the day when the keys to the new property will be handed over to you. Review this checklist to help you prepare for the big day.
Read moreMortgage Settlement FAQ
Settlement is one of the most confusing parts of the home buying process. We’ve broken it down for you in easy to understand terms.
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Virgin Money reduces variable investment P&I rates
These changes apply to new mortgage applications
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CBA unveils new repayment simulator
The simulator will show customers the differences between different types of repayments
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RBA won’t raise interest rates too quickly
Governor Philip Lowe doesn’t want to place too much pressure on households shouldering record amounts of debt
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Future rate hikes could send many households over the edge
Economists say Aussies have taken on too much debt, and impending rate hikes could make repayments difficult to shoulder
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More Mortgage News
Townsville housing market is reviving
The local economy is picking up, and key metrics, like house and unit prices, are on the rise
Read moreMortgage delinquencies climb to five-year high
Delinquencies are particularly severe in resource-reliant states, according to Moody’s
Read moreGrowing demand for green apartments in Sydney
Both owner-occupiers and investors favour eco-friendly buildings for their energy-saving features and reduced environmental footprint
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Top Independent Brokerages 2017
Emerging from a tough year in broking, these 10 brokerages are supporting top brokers with new approaches to processing, marketing and management
Top Franchise Brokerages 2017
Rapid regulatory and lender policy changes haven’t held back Australia’s finest brokerages; quite the opposite — their financial expertise is becoming a vital resource for new and existing clients
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Expert Advice
4 ways you could be sabotaging your borrowing capacity
To sabotage means to deliberately destroy, damage or obstruct something. No one wants to do that when it comes to their finances, do they? But the reality is that many people do without even realising it. How do they do that?
Read more3 surprising reasons banks reject your loan application
No one likes rejection, do they? Whether it's being turned down for a date or not getting your dream job, being rejected doesn't make us feel any good.
Read moreWhat’s the difference between borrowing capacity and affordability?
Simplistically, when you borrow money, the bank or lender has a responsibility to ensure you have the financial capacity to service the mortgage repayments now and into the future.
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