Your Mortgage Australian Independent Mortgage Website

Your Mortgage

Australia's Only
Independent Mortgage Website

Home Loan Help

Whether you are looking to buy your first home, refinance an existing loan, or invest in property, a mortgage broker can help:

  • Help you choose the best home loan for your needs
  • Get access to 100’s of loans from 16+ banks and major lenders
  • Free expert no obligation advice
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Home Loan Calculators

Our easy-to-use mortgage calculators help you take some of the guesswork out of your home loan and investment decisions.

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Best Interest Rates

  • Best sellers
  • Bank
Tuesday Jul 25, 2017 comparison rate interest rate
Comparison rate based on a loan of $150,000 for a term of 25 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Loans.com.au

  • 3.64% variable rate pa
  • Available for purchase 
  • Unlimited free redraws
  • Split loan facility
more infoMore info

State Custodians

  • 3.69% pa variable rate
  • P&I Or Interest Only Up To 5 Yrs
  • Free Offset Account
  • $0 Application Fee, $0 Ongoing Fees
more infoMore info

UBank

  • 3.74% p.a. variable & comparison rate
  • New Owner Occupier, Principal & Interest loans only
  • No bank fees whatsoever
  • 80% LVR
more infoMore info

ING DIRECT

  • 3.79% p.a. variable rate
  • Owner Occupied loan purpose
more infoMore info

HSBC

  • 3.85% p.a. Home Value
  • Owner occupier loan
  • Personal HSBC Relationship Manager
  • A discounted rate and no ongoing monthly fees
more infoMore info

Expert Advice

What’s the difference between borrowing capacity and affordability? by Michael Yardney from Metropole Property Strategists

What’s the difference between borrowing capacity and affordability? Simplistically, when you borrow money, the bank or lender has a responsibility to ensure you have the financial capacity to service the mortgage repayments now and into the future. ... Read more

The eighth wonder of the world – compounding by Michael Yardney from Metropole Property Strategists

The eighth wonder of the world – compounding The past century has probably not seen a sharper mind than Albert Einstein. ... Read more

7 ways to save big on your mortgage by Michael Yardney from Metropole Property Strategists

7 ways to save big on your mortgage Buying a home requires the biggest financial commitment most people will ever make. ... Read more

The true cost of buying and owning a property by Michael Yardney from Metropole Property Strategists

The true cost of buying and owning a property Buying a property is expensive. We all know that. And the expenses don’t stop once the property has been transferred in your name, either. ... Read more

Mortgage free debt free Mortgage free debt free

Compare Home Loans

Why not let Your Mortgage help you compare the best Australian home loans? Just 0.5% off your home loan rate can SAVE YOU more than $50,000!

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What you must know...

Latest Forum

Most WA residents plan to move house in next 3 years New ABS statistics reveal that nearly three in four Western Australians plan to move ... Read more..