Bendigo Bank Home Loan Rates June 2025

Explore Bendigo Bank home loan offers to find some of the most competitive mortgage rates, fees, and features available for you.

Monthly repayment below is based on a $500,000 loan amount over 30 years.

Update resultsUpdate
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.29% p.a.
5.70% p.a.
$2,773
Principal & Interest
Fixed
$10
$220
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.29% p.a.
5.67% p.a.
$2,773
Principal & Interest
Fixed
$10
$220
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.39% p.a.
5.90% p.a.
$2,805
Principal & Interest
Fixed
$15
$784
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.39% p.a.
5.94% p.a.
$2,805
Principal & Interest
Fixed
$15
$784
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.49% p.a.
5.87% p.a.
$2,836
Principal & Interest
Fixed
$10
$220
80%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.49% p.a.
5.90% p.a.
$2,836
Principal & Interest
Fixed
$10
$220
80%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.49% p.a.
5.71% p.a.
$2,836
Principal & Interest
Fixed
$10
$220
80%
  • Owner Occupier
  • Fixed 5 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
5.49% p.a.
5.72% p.a.
$2,836
Principal & Interest
Fixed
$10
$220
80%
  • Owner Occupier
  • Fixed 4 Years
  • Principal & Interest
  • 20% Min Deposit
  • Offset
  • Redraw
  • Extra Repayments
  • More details
More home loans
Important Information and Comparison Rate Warning

Rates correct as of .


The down low on Bendigo Bank home loans

Bendigo Bank advertises itself as an alternative to Australia's big four banks and a lender with a focus on regional Australia. It consistently ranks among Australia's most trusted brands and, according to Roy Morgan, has a high rate of home loan satisfaction.

Bendigo Bank merged with Adelaide Bank in 2007. It's also the bank behind digital brand Up and a key backer of online lender Tiimely Home.

You might find Bendigo Bank a good fit for your home loan needs if you:

  • Prefer in-person banking
    Bendigo Bank has a presence across much of Australia, boasting more than 400 branches.
  • Want a full service bank
    Bendigo Bank offers more than home loans, with savings accounts, credit cards, term deposit, and insurance solutions under its belt.
  • Want competitive home loan rates
    While Bendigo Bank's home loan rates mightn't lead the market, it typically offers well-priced mortgage options.
  • Want multiple home loan choices
    Bendigo Bank offers a variety of loan options, including basic and packaged loans, fixed and variable rates, and offset accounts.
  • Value sustainability
    The bank doesn't directly finance coal, gas, oil, or logging projects, and has committed to reducing its absolute emissions by 50% by 2030 and 95% by 2040 (from 2020 levels).
  • Support community initiatives
    Through its Community Bank model, Bendigo Bank reinvests profits into local infrastructure, wellbeing, and cultural projects
  • Are eligible for the Home Guarantee Scheme
    Bendigo Bank participates in the Home Guarantee Scheme, which helps eligible first home buyers and single parents buy a home with deposits as small as 2% without paying for lenders mortgage insurance (LMI).

      Latest Interest Rate News

      More Home Loan Lenders' Rates

      Northern Inland Homeloans.com.au SWSbank Tiimely Home Loans Australian Mutual Bank Unloan Home Loans Firstmac Home Loans UBank Home Loans Westpac Home Loans Suncorp Home Loans St George Home Loans Reduce Home Loans loans.com.au Home Loans ING Home Loans NAB Home Loans Heritage Bank Home Loans Macquarie Home Loans Commonwealth Bank Home Loans ANZ Home Loans AMP Bank Home Loans
      ...

      Get help finding
      the right home loan

      Not sure which type of loan is best for your needs?
      Your Mortgage can help you find out.

      Compare Home Loans