Lender
Advertised rate Comparison rate* Monthly repayment Rate TypeOffsetRedrawOngoing FeeUpfront FeesLVRLump Sum RepaymentAdditional RepaymentsPre-approval

VariableMore details

SmartFit Home Loan (Principal and Interest) (LVR < 80%)

FixedMore details

SmartFix Home Loan (Principal and Interest) 1 Year Special (LVR ≤ 80%) (New Customer)

FixedMore details

SmartFix Home Loan (Principal and Interest) 2 Years Special (LVR ≤ 80%) (New Customer)

VariableMore details

SmartFit Investment Loan (Principal and Interest) (LVR < 80%)

FixedMore details

SmartFix Home Loan (Principal and Interest) 2 Years

FixedMore details

SmartFix Home Loan (Principal and Interest) 1 Year

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *Comparison rate is based on a loan of $150,000 over a term of 25 years. Please note the comparison rate only applies to the examples given Rates correct as of January 23, 2022.

Adelaide Bank was established in 1994. Originally, the bank was known as the Co-operative Building of South Australia - which was the largest building society at the time - but the bank has since merged with Bendigo Bank in 2007.

The bank, now known as Bendigo and Adelaide Bank Limited, prides itself on conducting its business ethically and to the highest standard. It has a vision of being Australia's 'bank of choice'; the bank aims to achieve this goal by helping its customers and communities to be successful.

As one of Australia's biggest bank, Bendigo and Adelaide Bank has a number of brands that falls under its umbrella. This includes Bendigo Bank, Adelaide Bank, Up, Alliance Bank, and more.

The bank is a proud regional bank with its headquarters in Bendigo, Victoria. Bendigo and Adelaide Bank strongly believes successful customers will create a more successful bank.

Adelaide Bank offers a range of home loan products as well as personal banking and insurance.