Australian Mutual Bank Home Loan Rates December 2025

Explore Australian Mutual Bank offers to find some of the most competitive mortgage rates, fees, and features available for you.

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
4.64% p.a.
5.53% p.a.
$2,575
Principal & Interest
Fixed
$null
$0
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
4.74% p.a.
5.58% p.a.
$2,605
Principal & Interest
Fixed
$0
$250
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
4.74% p.a.
5.50% p.a.
$2,605
Principal & Interest
Fixed
$0
$250
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
4.74% p.a.
6.03% p.a.
$1,975
Interest-only
Fixed
$0
$250
80%
  • Investor
  • Fixed 2 Years
  • Interest-only
  • 20% Min Deposit
  • Redraw
  • More details
4.74% p.a.
5.98% p.a.
$2,605
Principal & Interest
Fixed
$0
$250
80%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • More details
4.94% p.a.
6.02% p.a.
$2,666
Principal & Interest
Fixed
$0
$250
80%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
4.94% p.a.
5.91% p.a.
$2,666
Principal & Interest
Fixed
$0
$250
80%
  • Investor
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
5.09% p.a.
6.08% p.a.
$2,121
Interest-only
Fixed
$0
$250
80%
  • Investor
  • Fixed 2 Years
  • Interest-only
  • 20% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
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