CommBank's Bankwest & ANZ's Suncorp hike fixed home loan rates
A death knell for rate cuts is yet to sound, but many lenders appear to be reacting to spe...
04 Dec, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.09% p.a. | 5.79% p.a. | $2,712 | Principal & Interest | Fixed | $375 | $0 | 80% | |||||||||||||
5.19% p.a. | 5.84% p.a. | $2,742 | Principal & Interest | Fixed | $375 | $0 | 80% | |||||||||||||
5.19% p.a. | 5.84% p.a. | $2,742 | Principal & Interest | Fixed | $375 | $0 | 80% | |||||||||||||
5.19% p.a. | 5.78% p.a. | $2,742 | Principal & Interest | Fixed | $375 | $0 | 80% | |||||||||||||
5.19% p.a. | 6.09% p.a. | $2,742 | Principal & Interest | Fixed | $375 | $0 | 90% | |||||||||||||
5.29% p.a. | 6.05% p.a. | $2,773 | Principal & Interest | Fixed | $375 | $0 | 90% | |||||||||||||
5.34% p.a. | 5.88% p.a. | $2,789 | Principal & Interest | Fixed | $375 | $0 | 80% | |||||||||||||
5.34% p.a. | 6.41% p.a. | $2,789 | Principal & Interest | Fixed | $375 | $0 | 90% |
Suncorp Bank was, until a 2024 acquisition by ANZ, the banking arm of the Suncorp Group - one of Australia's largest financial service providers. Based in Brisbane (and the current namesake of the iconic Lang Park stadium), Suncorp remains one of Australia's ten largest home loan lenders, with a loan book of more than $50 billion as of mid-2025.
You might find Suncorp a good fit for your home loan needs if you:
Are looking for competitive rates outside the big four
Suncorp tends to have competitive rates compared to the rest of the mortgage market. For now, it is still operating distinct from ANZ, so rates at Suncorp are different from its parent.
Want several flexible loan options
Suncorp has a few different home loan options:
Back to Basics home loan
Allows unlimited extra repayments, redraw and has no account keeping or establishment fees (for loans over $150,000).
Standard Variable home loan
Includes a linked offset account. Customers can link their loan with an Everyday Options transaction account - since this allows for up to nine sub accounts, this effectively allows up to nine offset accounts.
Suncorp fixed home loan
Suncorp offers one, two, three, and five year fixed terms.
Prefer in-person support, especially in Queensland
Suncorp branches are spread across Queensland, from Mount Isa to the state’s southeast corner, with most located in Brisbane. It also has 10 branches in New South Wales and individual branches in Canberra, Melbourne, Adelaide, and Perth.
Are interested in packaged offers
Suncorp home loan customers may be able to take advantage of its Better Together offer. If you combine a Back to Basics home loan with an Everyday Options transaction account, you could qualify for a discounted interest rate and waived loan establishment and account keeping fees.
Are a medical professional seeking to avoid LMI
Suncorp offer exemptions on Lenders Mortgage Insurance (LMI) for registered medical practitioners.
Want personalised guidance from local loan experts
It also employs an extensive array of 'home loan experts' for each state and territory. These experts each look after a specialist area and their contact details are available on the Suncorp website.
Looking for a specific Home Loan Provider? Explore the brands we compare to see a list of their products, rates and features.

Not sure which type of loan is best for your needs?
Your Mortgage can help you find out.