Fixed rate frenzy: Bendigo & Adelaide slash up to 90bps
With a month now between us and the last cash rate cut, lenders' attention appears to have...
20 Jun, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
6.29% p.a. | 6.46% p.a. | $3,092 | Principal & Interest | Variable | $0 | $0 | 70% | |||||||||||||
6.29% p.a. | 6.30% p.a. | $3,092 | Principal & Interest | Variable | $0 | $0 | 80% | |||||||||||||
6.49% p.a. | 6.32% p.a. | $3,157 | Principal & Interest | Fixed | $0 | $0 | 70% | |||||||||||||
6.49% p.a. | 6.33% p.a. | $3,157 | Principal & Interest | Fixed | $0 | $0 | 70% | |||||||||||||
6.59% p.a. | 6.38% p.a. | $3,190 | Principal & Interest | Fixed | $0 | $0 | 70% | |||||||||||||
6.59% p.a. | 6.59% p.a. | $3,190 | Principal & Interest | Variable | $0 | $0 | 70% | |||||||||||||
6.64% p.a. | 6.60% p.a. | $3,207 | Principal & Interest | Fixed | $0 | $0 | 70% | |||||||||||||
6.64% p.a. | 6.60% p.a. | $3,207 | Principal & Interest | Fixed | $0 | $0 | 70% |
Important Information and Comparison Rate Warning
The low down on Tiimely Home mortgages
Tiimely Home (formerly Tic:Toc) is a digital-first lender backed by Bendigo and Adelaide Bank.
It offers a streamlined online application process, competitive rates, and a suite of flexible features. Borrowers can choose between variable and fixed-rate loans, with the option to add multiple 100% offset accounts and access redraw facilities.
Tiimely Home might be a good home loan choice if you:
- Want competitive home loan rates
Tiimely Home is generally among the lenders offering the lowest rate home loans on the market. - Want an offset account
Tiimely Home offers borrowers the option of an offset account for a monthly fee. It's also one of few lenders that offer offset accounts on fixed rate home loans. - Dislike paying regular fees
With the exception of its offset home loan product, Tiimely Home has scrubbed many of the fees typically associated with holding a mortgage. - Like the idea of your home loan being backed by a major bank
Tiimely Home is backed by Bendigo and Adelaide Bank, providing the security of a major financial institution combined with the innovation of a fintech lender. - Own or are buying a property in a city or major regional center
Tiimely Home only lenders to those purchasing property in capital cities and major regional centers - Prefer online applications
Tiimely Home's application process is entirely online and takes about 15 minutes to complete. The lender also boasts fast approval times. - Want extra security when bidding at auction
Tiimely Home stands out for its ability to pre-approve both the buyer and the property, using data to assess a home’s value. That means if you’re planning to buy at auction, you can bid with confidence knowing your lender has already approved the property up to a set value, reducing the risk you might face given auction purchases are unconditional.
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