Mortgage Calculator

Find the right home loan for you, understand what you can afford to borrow, and explore every facet of home ownership or property investment.

Calculate your mortgage repayments

Use our mortgage calculator to help you work out your monthly, fortnightly, or weekly repayments. Simply enter your loan amount and interest rate below, and we will calculate your repayments.

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Repayment calculation is based on a loan period of 30 years

Best home loans

3.64%Interest rate 3.66%Comparison rate
3.69%Interest rate 4.01%Comparison rate
3.74%Interest rate 3.74%Comparison rate
3.78%Interest rate 3.78%Comparison rate

Capital gains tax calculator

If you buy an asset, like a piece of property, and sell it later, you may owe capital gains tax on the profits. This mortgage calculator can give you an idea of what you might have to pay.

Extra repayment calculator

Making additional payments, or just paying more than the minimum towards your mortgage every month, can save you thousands of dollars in interest payments.

Negative gearing calculator

Negative gearing is borrowing money to purchase a property that generates less income than you are repaying on the loan. In Australia, this can be to your benefit.

Rent or buy comparison

Curious as to whether you'd be better off renting a property or owning a home? This tool allows you to compare seven years of renting versus seven years of a mortgage.

Home cost estimator

The price of a property doesn't really tell you very much. This tool allows you to estimate the true cost of purchasing a home, including any hidden costs that may sneak up on you.

Income and expenditure worksheet

Calculate the amount of money you can invest each month by subtracting your monthly costs from your income, and adjust your spending to meet your property goals.

Can I afford an investment property?

This tool combines the operating revenue and expense alongside the investor's income tax to give you an estimate of how much an investment property will cost you.

Where can I afford to buy?

Curious about which suburbs and states you can afford to live in? This mortgage calculator will examine how much you can afford to repay per month and give you a list of locations.