Mortgage Calculator
Find the right home loan for you, understand what you can afford to borrow, and explore every facet of home ownership or property investment.
Calculate your mortgage repayments
Use our mortgage calculator to help you work out your monthly, fortnightly, or weekly repayments. Simply enter your loan amount and interest rate below, and we will calculate your repayments.
Best home loans
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3.64%Interest rate | 3.66%Comparison rate |
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3.59%Interest rate | 3.59%Comparison rate |
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3.64%Interest rate | 3.67%Comparison rate |
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3.78%Interest rate | 3.78%Comparison rate |
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3.68%Interest rate | 4.00%Comparison rate |
Most Used Mortgage Calculators
Home loan calculator
This home loan calculator is the easiest way for you to explore monthly mortgage payments, how much you can borrow, and how long it will take to pay off your mortgage.
Mortgage repayment calculator
Using the interest rate, the length of the loan, and the amount you wish to borrow, you can calculate how much your total repayments might be.
How much can I borrow?
Curious about what sort of mortgage you can afford? This mortgage calculator examines your monthly income and expenses against current interest rates to show you.
Stamp duty calculator
When you buy a home or property, you'll have to pay a tax known as stamp duty. Use this calculator to work out how much you could have to pay, depending on the state.
Lenders mortgage insurance calculator
If you're looking to borrow more than 80% of the value of a new home, you will have to pay LMI on your loan. This tool will help you estimate the price of that insurance.
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Capital gains tax calculator
If you buy an asset, like a piece of property, and sell it later, you may owe capital gains tax on the profits. This mortgage calculator can give you an idea of what you might have to pay.
Extra & lump sum payment calculator
Making additional payments, or just paying more than the minimum towards your mortgage every month, can save you thousands of dollars in interest payments.
Negative gearing calculator
Negative gearing is borrowing money to purchase a property that generates less income than you are repaying on the loan. In Australia, this can be to your benefit.
Rent or buy comparison
Curious as to whether you'd be better off renting a property or owning a home? This tool allows you to compare seven years of renting versus seven years of a mortgage.
Home cost estimator
The price of a property doesn't really tell you very much. This tool allows you to estimate the true cost of purchasing a home, including any hidden costs that may sneak up on you.
Income and expenditure worksheet
Calculate the amount of money you can invest each month by subtracting your monthly costs from your income, and adjust your spending to meet your property goals.
Can I afford an investment property?
This tool combines the operating revenue and expense alongside the investor's income tax to give you an estimate of how much an investment property will cost you.
Where can I afford to buy?
Curious about which suburbs and states you can afford to live in? This mortgage calculator will examine how much you can afford to repay per month and give you a list of locations.