Mortgage Calculator

No matter if you’re buying a home, investing in property, or moving, our mortgage calculator can give you a look into what your repayments might be, as well as the affordability of a home loan.
Mortgage Repayment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow,
to get the minimum monthly repayment and the amount of interest paid.

%

years

Important Note: All calculators are a guide only and should not be considered a quote, a loan offer, or investment advice. Other criteria may need to be considered and before taking out a loan you should consult your financial adviser.

    Home Loan Calculators

  • Home Loan Calculator
  • This calculator is the easiest way for you to explore monthly mortgage payments, how much you can borrow, and how long it will take to pay off your mortgage.
  • How Much Can I Borrow? Mortgage Calculator
  • This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.
  • Income and Expenditure Worksheet
  • Use the income and expenditure worksheet to calculate how much you can afford to borrow.
  • Mortgage Repayment Calculator
  • Just fill in the interest rate, how long the home loan would be paid off over and the total amount of mortgage that you would want to borrow to calculate how much your monthly repayment might be and how much interest you’ll end up paying.
  • Extra Repayment Calculator
  • As well as calculating the loan repayment and the total interest paid the extra repayment calculator shows the effect of making additional repayments and redraws and produces a table showing the full loan amortisation.
  • Fixed vs Variable Interest Rate Calculator
  • This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.
  • Mortgage Broker Checklist
  • If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.

    Tax Calculators

  • Stamp Duty Calculator
  • Work out how much you'll owe the tax department for stamp duty on your home and on the amount you borrow.
  • Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Simple Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Negative Gearing Calculator
  • This calculator is designed to give residential property investors an estimate of the net income effect of owning an investment property.

    Costs of Buying

  • Lenders Mortgage Insurance Calculator
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Home Cost Estimator
  • This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

    Comparison Tools

  • Rent vs Buy
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Buy Then Sell or Sell Then Buy
  • This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.
  • Relocation Timeline
  • This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.
Saturday Aug 19, 2017
Top Featured Rates
Top Bank Rates

Special Offers

Forum

Most WA residents plan to move house in next 3 years

New ABS statistics reveal that nearly three in four Western Australians plan to ... Read more

6 landscaping tricks that add $15,000 value to your property

Forget the dull gardening shows on Sunday TV, landscaping is highly important fo ... Read more

Could it be the best time to access a loan?

A leading national mortgage broking group has claimed that many Australians curr ... Read more

more More Forums

Find a Mortgage Broker

Choose from our more than 4700 brokers