Compare Home Loans

Not sure which type of loan is best for you?

Whether you are a first time buyer, or already have an existing mortgage, it is always important to make sure you have the right home loan for your needs.

Just fill in a few details below and we'll arrange for one of our mortgage experts to contact you and help you work out exactly what you should be looking for in a loan.
Compare thousands of home loans from all the major lenders
  • Purpose of mortgage
  • Household Income
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  • How much is your house worth?
  • How much do you still owe on your mortgage?
  • What type of mortgage do you have?

  • How much is your new home?
  • How much do you want to borrow?
  • What type of mortgage do you want?

  • How soon do you want a mortgage?
  • Where do you live?
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Home Loan Help

Our specially designed search feature below will help you find a loan that's just right for your needs.

  • Loan types

  • Loan purpose
  • Loan amount
  • $
  • Loan period
  • years


Your search found the following loans:
Loan Type : ALL
Loan purpose : ALL
Loan amount : $550,000
Loan period : 25 years
compareclear Institution Products Initial
Interest Rate
Default Variable /
Roll Rate
Comparison Rate Monthly Repayment Total Startup Cost Type Of Repayment High LVR Premium Essentials 3.52% 3.54% $2759.33 $520.00 pi 80 More Info
Homestar Owner Occupied variable <750k >70% LVR 3.54% 3.58% $2765.24 $633.08 90 More Info
UBank Discount variable (o/o) >$700k 3.62% 3.62% $2788.95 $0.00 pi 80 More Info Offset Variable-Owner Occ <80% P&I 3.60% 3.62% $2783.01 $520.00 io/pi 80 More Info
Click Loans The Online Home Loan (70% LVR) 3.64% 3.64% $2794.9 $440.00 80 More Info
HSBC Bank Home Value Loan (owner occupier) 3.65% 3.66% $2797.87 $750.00 io/pi 90 More Info
State Custodians Low Rate Home Loan (o/o) 3.64% 3.67% $2794.9 $275.00 io/pi 95 More Info
State Custodians 1 Year Fixed Rate <80% LVR 3.94% 3.64% 3.69% $2884.91 $275.00 80 More Info
UBank Discount Offer Variable Home Loan ($200K - $700k) 3.69% 3.69% 3.69% $2809.79 $0.00 90 More Info
ING Mortgage Simplifier ($1m+, LVR <80%) 3.69% 3.72% $2809.79 $519.00 80 More Info

Guide to Loans

  • Variable Rate Home Loans
  • Offset account loan
  • Fixed Rate Home Loans
  • Reverse Mortgages
  • Home Equity Loans
  • Line of credit

Standard variable is the biggest selling loan category in the market and accounts for a big chunk of mortgage business. Getting a standard variable home loan is an easy process for a borrower who meets mainstream criteria and holds a good credit record.

Standard variable home loans often include redraw facilities, portability features and allow the borrower to make additional repayments. Borrowers have the option of making repayments weekly, fortnightly or monthly, and can combine their loan with another eg fixed rate or split loan. However, these flexible features come at a price – interest rates on standard variable home loans are higher compared to the basic loans.

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