Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of .

Australian Unity is one of the nation's oldest mutual companies. Established in 1840, the mutual has been offering health, wealth, and care services to its members and customers for over 180 years.

Australian Unity is based in Melbourne, and provides products and services designed to enable its members and customers to 'thrive'. Customers can contact Australian Unity over the phone or by email. Customers can also contact an affiliated home loan consultant via its website.

Australian Unity offers an array of products - from health insurance to assisted living. In addition to home loans, the mutual offers savings accounts, credit cards, personal loans, and more. 

Customers can apply for a home loan by submitting an enquiry form via the Australian Unity website. After this, a home loan specialist will contact them at their preferred date and time.

To apply for a home loan with Australian Unity, you will need to provide the following:

  • Proof of identification
  • Proof of income – whether you are self-employed or work for an employer
  • Proof of other earnings, assets and savings
  • Details of debts, loans and liabilities
  • Personal insurance documents