RBA cuts: These lenders have already slashed mortgage rates
The RBA’s August cash rate cut has triggered quick moves from key lenders. Macquarie, Unlo...
15 Aug, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.49% p.a. | 5.49% p.a. | $2,836 | Principal & Interest | Variable | $0 | $0 | 50% | |||||||||||||
5.74% p.a. | 5.59% p.a. | $2,392 | Interest-only | Variable | $0 | $0 | 80% | |||||||||||||
5.84% p.a. | 5.81% p.a. | $2,947 | Principal & Interest | Variable | $0 | $0 | 70% | |||||||||||||
5.89% p.a. | 5.78% p.a. | $2,454 | Interest-only | Variable | $0 | $0 | 80% |
Athena is a digital-only non-bank lender that burst onto the scene in 2019 with a mission to "change home loans for good". By cutting out fees, rewarding existing customers, and leaning on tech, the certified B Corp has settled more than $6.8 billion in mortgages as of late-2025.
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