| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.24% p.a. | 5.26% p.a. | $2,758 | Principal & Interest | Variable | $0 | $195 | 60% | |||||||||||||
5.24% p.a. | 6.94% p.a. | $2,758 | Principal & Interest | Fixed | $0 | $195 | 80% | |||||||||||||
5.24% p.a. | 6.76% p.a. | $2,758 | Principal & Interest | Fixed | $0 | $195 | 80% | |||||||||||||
5.29% p.a. | 5.31% p.a. | $2,773 | Principal & Interest | Variable | $0 | $195 | 70% | |||||||||||||
5.34% p.a. | 5.36% p.a. | $2,789 | Principal & Interest | Variable | $0 | $195 | 95% | |||||||||||||
5.34% p.a. | 5.36% p.a. | $2,789 | Principal & Interest | Variable | $0 | $195 | 98% | |||||||||||||
5.34% p.a. | 5.63% p.a. | $2,789 | Principal & Interest | Variable | $25 | $0 | 60% | |||||||||||||
5.39% p.a. | 5.68% p.a. | $2,805 | Principal & Interest | Variable | $25 | $0 | 70% |
What you need to know about QBANK home loans
QBANK (formerly the Queensland Police Credit Union) has been member-owned since 1964, offering banking services exclusively to Queensland police, emergency-services personnel, government employees and their families.
You might find QBANK a good fit if you:
- Are a current or former emergency services or essential worker in Queensland
QBANK membership is restricted to current and former Queensland emergency or corrective services workers and those in fields including healthcare, government, justice, and community services. - Prefer a lender that understands the public-service community
QBANK's common bond centres on those who 'serve and protect' Queensland and products are tailored to police, fire, ambulance, corrections and wider government workers. - Value customer-owned banking
Because members are also owners, surplus earnings are reinvested into rates, service improvements and community programs. - Like a mix of branch access and digital tools
Members can visit three Queensland branches situated near major police and training hubs, or manage their money via internet banking and the QBANK App. - Want multiple home-loan styles without a 'big-bank' feel
QBANK offers a choice of variable rate home loans with and without offset accounts, fixed and split rate choices, and 5% Deposit Scheme options. - Are eligible for the 5% Deposit Scheme
QBANK participates in the government's 5% Deposit Scheme, which allows eligible buyers to purchase a property with a deposit of less than 20% without paying for lenders mortgage insurance (LMI). - Care about community impact
Through its giving initiatives, QBANK donates to charities and sponsors not-for-profits linked to its member base. It also donates 10 cents for every active Everyday Plus Account, plus $500, to community support organisations every month. - Expect good governance and sustainability focus
The bank publicly commits to responsible social, environmental and ethical practices under its corporate-social-responsibility framework.
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