Hunter vs Illawarra battle: Greater Bank, IMB Bank cut home loan rates
Several lenders cut fixed rates this week including IMB Bank and Greater Bank, the latter ...
25 Jul, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
4.99% p.a. | 6.88% p.a. | $2,681 | Principal & Interest | Fixed | $395 | $180 | 95% | |||||||||||||
5.04% p.a. | 6.71% p.a. | $2,696 | Principal & Interest | Fixed | $0 | $180 | 95% | |||||||||||||
5.09% p.a. | 7.20% p.a. | $2,712 | Principal & Interest | Fixed | $395 | $180 | 95% | |||||||||||||
5.09% p.a. | 6.75% p.a. | $2,712 | Principal & Interest | Fixed | $395 | $180 | 95% | |||||||||||||
5.14% p.a. | 6.56% p.a. | $2,727 | Principal & Interest | Fixed | $0 | $180 | 95% | |||||||||||||
5.14% p.a. | 7.03% p.a. | $2,727 | Principal & Interest | Fixed | $0 | $180 | 95% | |||||||||||||
5.19% p.a. | 5.20% p.a. | $2,742 | Principal & Interest | Variable | $0 | $180 | 80% | |||||||||||||
5.19% p.a. | 7.03% p.a. | $2,742 | Principal & Interest | Fixed | $395 | $180 | 95% |
Greater Bank began life in 1945 and is now part of the Newcastle Greater Mutual Group. The customer-owned bank serves customers across NSW and South East Queensland, recycling profits into sharper rates, lower fees, and community programs. Customers can access over 50 branches scattered between Wollongong and the Gold Coast or turn to a mobile-first digital platform.
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