Advertised rate Comparison rate* Monthly repayment Rate TypeOffsetRedrawOngoing FeeUpfront FeesLVRLump Sum RepaymentAdditional RepaymentsPre-approval

VariableMore details

Basic Home Loan (Principal and Interest) (LVR ≤ 75%)

FixedMore details

Freedom Package Home Loan Plus Discount Fixed (Principal and Interest) 1 Year (LVR ≤ 75%)

VariableMore details

Basic Home Loan (Principal and Interest) (LVR 75%-90%)

FixedMore details

Freedom Package Home Loan Plus Discount Fixed (Principal and Interest) 2 Years (LVR 75%-90%)

VariableMore details

Freedom Package Home Loan Plus (Interest Only)

VariableMore details

Basic Investment Loan (Principal and Interest) (LVR 75%-90%)

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to made on variables as selected and input by the user. All products will list the LVR with the product and rate which are clearly published on the Product Provider’s web site. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *Comparison rate is based on a loan of $150,000 over a term of 25 years. Please note the comparison rate only applies to the examples given Rates correct as of January 25, 2022.

Auswide Bank (formerly Wide Bay Australia) aims to help Australians achieve home ownership, create wealth, access banking and financial services.

The bank aims to make its customers lives easier, and help them to protect their assets and oved ones from financial loss or hardship.

Operating for over 50 years, the 'smaller' bank believes it's the small things that make a big difference, and what makes it different from the big banks.

Auswide Bank offers 'competitive' products and services with features that make a big difference to its customers regardless of where they live. 

The bank prides itself on putting people first, prioritising flexibility, friendliness, responsiveness, responsibility, agility, and nimble. 

Auswide Bank is widely accessible with branches and ATMs across the country. Before its relaunch, the bank was named by the People’s Choice Awards as “Best Building Society” in 2014.

To apply for a home loan with Auswide Bank, you must:

  • Be at least 18 years old
  • Be an Australian citizen and provide a copy of your passport, birth certificate, or citizenship documentation
  • Provide proof of living expenses
  • Proof of income (payslips, bank statements, employment confirmation)
  • Proof of loan purpose (contract of sale, evidence of deposit paid)