2026 interest rate forecast: What Australian borrowers need to know
One critical figure dominates the financial lives of Australian home loan holders: their i...
17 Dec, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.39% p.a. | 6.22% p.a. | $2,805 | Principal & Interest | Variable | $0 | $300 | 80% | |||||||||||||
6.66% p.a. | 6.69% p.a. | $3,213 | Principal & Interest | Variable | $295 | $0 | 80% | |||||||||||||
6.74% p.a. | 6.77% p.a. | $3,240 | Principal & Interest | Variable | $0 | $300 | 80% | |||||||||||||
7.04% p.a. | 7.07% p.a. | $3,340 | Principal & Interest | Variable | $0 | $300 | 95% | |||||||||||||
7.46% p.a. | 7.49% p.a. | $3,108 | Interest-only | Variable | $0 | $300 | 80% |
Geelong Bank is a customer-owned institution that began life in 1974 as the Ford Co-operative Credit Society. It operates from a single CBD branch in Moorabool Street, backed by internet and mobile banking and an Australian-based call centre. It's currently in the process of merging with Hume Bank.
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