Westpac raises fixed rates by up to 35bps after RBA shift
Big four bank Westpac has added up to 35 basis points to its fixed home loan rates after t...
12 Dec, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.09% p.a. | 6.13% p.a. | $2,712 | Principal & Interest | Fixed | $0 | $450 | 80% | |||||||||||||
5.34% p.a. | 6.22% p.a. | $2,225 | Interest-only | Fixed | $0 | $450 | 80% | |||||||||||||
5.49% p.a. | 6.13% p.a. | $2,836 | Principal & Interest | Fixed | $0 | $450 | 80% | |||||||||||||
5.49% p.a. | 5.52% p.a. | $2,836 | Principal & Interest | Variable | $0 | $450 | 70% | |||||||||||||
5.59% p.a. | 6.30% p.a. | $2,867 | Principal & Interest | Fixed | $0 | $450 | 80% | |||||||||||||
5.74% p.a. | 6.24% p.a. | $2,392 | Interest-only | Fixed | $0 | $450 | 80% | |||||||||||||
5.80% p.a. | 6.14% p.a. | $2,934 | Principal & Interest | Fixed | $0 | $450 | 80% | |||||||||||||
5.84% p.a. | 5.87% p.a. | $2,947 | Principal & Interest | Variable | $0 | $450 | 80% |
Important Information and Comparison Rate Warning
What you need to know about Australian Military Bank home loans
Australian Military Bank is a member-owned mutual that has been serving Australian Defence personnel and their families since 1959, making it the country's longest-running Defence financial institution. Today it manages more than $1.45 billion in member funds and operates a digital-first platform supported by ATMs and branches on major Defence bases around Australia.
While the bank specialises in serving Defense personnel and their families, anyone can become a member.
You might find Australian Military Bank a good fit if you:
- Need on-base face-to-face service
The bank maintains branches and self-service kiosks at Defence facilities nationwide - including HMAS Cerberus in Victoria and RAAF Base Amberley in Queensland - so Defence members can bank where they work. - Serve (or have served) in the ADF and want DHOAS support
Australian Military Bank was selected by the Department of Defence in 2008 as one of three lenders accredited under the Defence Home Ownership Assistance Scheme (DHOAS) and offers a dedicated range of DHOAS loans. - Prefer loans with no ongoing fees
The bank's Value Home Loan and Standard Variable Home Loan charge no monthly or annual fees, easing long-term loan costs - Like the transparency of a member-owned mutual
As a mutual, Australian Military Bank is run for the benefit of its members. - Want a decent selection of home loan products
The bank offers basic, offset, and fixed rate home loan products to borrowers with deposits of 5% or more. - Are eligible for the 5% Deposit Scheme
The bank is a participating lender in the Australian Government's 5% Deposit Scheme, allowing eligible first home buyers to enter the property market with a deposit of less than 20% without paying for lenders mortgage insurance (LMI). - Want to support veteran community causes
Through its Military Rewards Account, the bank donated more than $200,000 to Defence-related charities between 2015 and 2020 and became a Platinum Pledge Partner with Soldier On in 2022. It also supports organisations such as Legacy Australia, Mates4Mates, and RSL LifeCare.
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