MyState Bank Home Loan Rates July 2025

Explore MyState Bank home loan offers to find some of the most competitive mortgage rates, fees, and features available for you.

Monthly repayment below is based on a $500,000 loan amount over 30 years.

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LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees Max LVR Lump Sum Repayment Extra Repayments Split Loan Option TagsFeaturesLinkComparePromoted ProductDisclosure
5.39% p.a.
7.42% p.a.
$2,805
Principal & Interest
Fixed
$0
$800
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.44% p.a.
7.22% p.a.
$2,820
Principal & Interest
Fixed
$0
$800
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.54% p.a.
7.45% p.a.
$2,852
Principal & Interest
Fixed
$0
$800
80%
  • Investor
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.54% p.a.
5.57% p.a.
$2,852
Principal & Interest
Variable
$0
$350
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Redraw
  • Extra Repayments
  • More details
5.54% p.a.
5.59% p.a.
$2,852
Principal & Interest
Variable
$0
$800
60%
  • Owner Occupier
  • Variable
  • Principal & Interest
  • 40% Min Deposit
  • Offset
  • Extra Repayments
  • More details
5.59% p.a.
7.46% p.a.
$2,867
Principal & Interest
Fixed
$0
$900
80%
  • Owner Occupier
  • Fixed 2 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.59% p.a.
7.69% p.a.
$2,867
Principal & Interest
Fixed
$0
$800
80%
  • Owner Occupier
  • Fixed 1 Year
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
5.64% p.a.
7.28% p.a.
$2,883
Principal & Interest
Fixed
$0
$900
80%
  • Owner Occupier
  • Fixed 3 Years
  • Principal & Interest
  • 20% Min Deposit
  • Extra Repayments
  • More details
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Important Information and Comparison Rate Warning

Rates correct as of .


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