Best home loans

View and compare the best home loans currently available from Australia’s top lenders. Browse here to see who is offering the best interest rates and monthly repayments that suit you.

Top owner occupied home loans

Home loan product Interest rate Comparison rate Monthly repayment
Interest rate 3.59% Variable Comparison rate 3.59% Monthly repayment $2,497 Enquire now
Featured Interest rate 3.64% Variable Comparison rate 3.66% Monthly repayment $2,513 Enquire now
Interest rate 3.68% Variable Comparison rate 3.70% Monthly repayment $2,525 Enquire now
Interest rate 3.68% Variable Comparison rate 3.70% Monthly repayment $2,525 Enquire now
Interest rate 3.67% Variable Comparison rate 3.71% Monthly repayment $2,522 Enquire now
The monthly repayment is calculated on a loan amount of $550k over 30 years.

Top investment home loans

Home loan product Interest rate Comparison rate Monthly repayment
Interest rate 4.44% Fixed - 3 years Comparison rate 3.89% Monthly repayment $2,767 Enquire now
Interest rate 3.93% Variable Comparison rate 3.94% Monthly repayment $2,604 Enquire now
Interest rate 4.19% Fixed - 1 year Comparison rate 3.97% Monthly repayment $2,686 Enquire now
Interest rate 3.97% Variable Comparison rate 3.99% Monthly repayment $2,616 Enquire now
Interest rate 3.99% Variable Comparison rate 3.99% Monthly repayment $2,623 Enquire now
The monthly repayment is calculated on a loan amount of $550k over 30 years.

Top fixed rates home loans

Home loan product Interest rate Comparison rate Monthly repayment
Featured Interest rate 3.94% Fixed - 1 year Comparison rate 3.72% Monthly repayment $2,607 Enquire now
Interest rate 3.99% Fixed - 2 years Comparison rate 3.74% Monthly repayment $2,623 Enquire now
Interest rate 3.94% Fixed - 1 year Comparison rate 3.76% Monthly repayment $2,607 Enquire now
Interest rate 4.09% Fixed - 1 year Comparison rate 3.77% Monthly repayment $2,654 Enquire now
Interest rate 4.09% Fixed - 2 years Comparison rate 3.77% Monthly repayment $2,654 Enquire now
The monthly repayment is calculated on a loan amount of $550k over 30 years.

Top variable rates home loans

Home loan product Interest rate Comparison rate Monthly repayment
Interest rate 3.59% Variable Comparison rate 3.59% Monthly repayment $2,497 Enquire now
Featured Interest rate 3.64% Variable Comparison rate 3.66% Monthly repayment $2,513 Enquire now
Interest rate 3.68% Variable Comparison rate 3.70% Monthly repayment $2,525 Enquire now
Interest rate 3.68% Variable Comparison rate 3.70% Monthly repayment $2,525 Enquire now
Interest rate 3.67% Variable Comparison rate 3.71% Monthly repayment $2,522 Enquire now
The monthly repayment is calculated on a loan amount of $550k over 30 years.

About home loan rates & types

Owner occupied

Are you a borrower looking for a home loan for the property you plan to live in? Whether you want to purchase an existing home, build a new property or renovate an existing building, it is important you have the right home loan for your needs.

Investment

Looking to purchase or renovate a property as an investment? With an investment home loan you can borrow the amount required to purchase a residential property that you hope to make a return on in the future.

Fixed rates

Are you a borrower looking for security and certainty when taking out a home loan? By choosing a fixed rate home loan your loan repayments will be charged at the same interest rate for the entire chosen period (normally 1 to 5 years, or longer).

Variable rates

As interest rates fluctuate, you may want to take advantage of a variable rate home loan so that you only pay interest set at the current market rate. You could end up paying less interest and lower monthly repayments than if you choose a fixed rate loan.

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