How population could dictate the fate of the housing market
Will the housing supply be able to keep up with the increasing housing demand?
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Home Loans
Whether you are a first time buyer, or already have an existing home loan, it is always best to make sure you have the right home loan for your needs.
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Owner occupied
Are you a borrower looking for a home loan for the property you plan to live in? Whether you want to purchase an existing home, build a new property or renovate an existing building, it is important you have the right home loan for your needs.
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Looking to purchase or renovate a property as an investment? With an investment home loan you can borrow the amount required to purchase a residential property that you hope to make a return on in the future.
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Are you a borrower looking for security and certainty when taking out a home loan? By choosing a fixed rate home loan your loan repayments will be charged at the same interest rate for the entire chosen period (normally 1 to 5 years, or longer).
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As interest rates fluctuate, you may want to take advantage of a variable rate home loan so that you only pay interest set at the current market rate. You could end up paying less interest and lower monthly repayments than if you choose a fixed rate loan.
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Mortgage News
Expect mortgage rates to fall under 3%
The prospects of further rate cuts make it likely for home-loan rates to fall to record lows
Read moreExperts warn of more unaffordable home loans post-Westpac court win
Lenders might still have the freedom to use the HEM benchmark, which has been widely criticized by market watchers and regulators
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