Also known as ‘evergreen’ loans because they don’t have a set term, line of credit offers the most flexible option in the market
A large percentage of home loans now offer a redraw facility, so what is it, how does it work, and what should you look out for?
Bridging finance helps home sellers who are buying a home bridge two mortgages at any given time.
An offset account can give you the freedom to “park” your own funds and save in interest whilst keeping the loan itself free of “personal” transactions. helpful if you are claiming a tax deduction on loan interest as most accountants will advise you not to deposit your own funds in and draw them out unless they are used for tax deductible purposes.
Honeymoon rates can be a great way to save some money on a mortgage, but they are not perfect for everyone
If saving up a 20% deposit doesn't seem like it's going to be in the cards for you, you may want to consider a low deposit home loan.
Home loans are the best way to get started purchasing your dream home, but there are so many kinds to choose from that it can get confusing. Here’s a quick guide to the common types available on the market.
Figuring out which home loan is right for you can be confusing, but it doesn't have to be.