Home loan types

Unpacking Construction Loans

Unpacking Construction Loans

Construction loans are a flexible type of financial assistance that can help you build your own home from scratch. Here's how they compare to other types of mortgages and home loans.

How to choose a home renovation loan

How to choose a home renovation loan

Whether you’re planning to do some DIY fixes or a major renovation, there are different types of renovation loans that can fit your needs

Line of Credit, or equity line loans

Line of Credit, or equity line loans

Also known as ‘evergreen’ loans because they don’t have a set term, line of credit offers the most flexible option in the market

The benefits of an offset account

The benefits of an offset account

An offset account can give you the freedom to “park” your own funds and save in interest whilst keeping the loan itself free of “personal” transactions. helpful if you are claiming a tax deduction on loan interest as most accountants will advise you not to deposit your own funds in and draw them out unless they are used for tax deductible purposes.