Owner occupied home loans

An owner occupied home loan allows you to borrow the amount needed to purchase an existing home, build a new property or renovate an existing building. Enter your details below to see which owner occupied home loan suits you.

Quick home loan search

Home loan product Interest rate Comparison rate Monthly repayment
Featured Interest rate 3.64% Variable Comparison rate 3.66% Monthly repayment $2,513 Enquire now
Featured Interest rate 3.64% Variable Comparison rate 3.67% Monthly repayment $2,513 Enquire now
Featured Interest rate 3.69% Variable Comparison rate 3.69% Monthly repayment $2,528 Enquire now
Featured Interest rate 3.73% Variable Comparison rate 3.73% Monthly repayment $2,541 Enquire now
Featured Interest rate 3.78% Variable Comparison rate 3.78% Monthly repayment $2,557 Enquire now
Featured Interest rate 3.68% Variable Comparison rate 4.00% Monthly repayment $2,525 Enquire now
Interest rate 3.94% Fixed - 1 year Comparison rate 3.61% Monthly repayment $2,607 Enquire now
Interest rate 3.64% Variable Comparison rate 3.64% Monthly repayment $2,513 Enquire now
Interest rate 3.65% Variable Comparison rate 3.66% Monthly repayment $2,516 Enquire now
Interest rate 4.09% Fixed - 2 years Comparison rate 3.67% Monthly repayment $2,654 Enquire now
Interest rate 3.68% Variable Comparison rate 3.69% Monthly repayment $2,525 Enquire now
Interest rate 3.68% Variable Comparison rate 3.69% Monthly repayment $2,525 Enquire now
Interest rate 3.69% Variable Comparison rate 3.69% Monthly repayment $2,528 Enquire now
Interest rate 3.69% Variable Comparison rate 3.70% Monthly repayment $2,528 Enquire now
Interest rate 3.68% Variable Comparison rate 3.71% Monthly repayment $2,525 Enquire now

About home loan rates & types

Owner occupied

Are you a borrower looking for a home loan for the property you plan to live in? Whether you want to purchase an existing home, build a new property or renovate an existing building, it is important you have the right home loan for your needs.

Investment

Looking to purchase or renovate a property as an investment? With an investment home loan you can borrow the amount required to purchase a residential property that you hope to make a return on in the future.

Fixed rates

Are you a borrower looking for security and certainty when taking out a home loan? By choosing a fixed rate home loan your loan repayments will be charged at the same interest rate for the entire chosen period (normally 1 to 5 years, or longer).

Variable rates

As interest rates fluctuate, you may want to take advantage of a variable rate home loan so that you only pay interest set at the current market rate. You could end up paying less interest and lower monthly repayments than if you choose a fixed rate loan.

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