The Reserve Bank of Australia (RBA) has hiked the cash rate by 25 basis points in March, pushing the official cash rate to a new high of 3.60%.

But don't sit around waiting for your bank to send you an email or a letter informing you if they’ve passed on the rate increase. Your Mortgage will provide regular updates on which lenders are passing on the rate increase to variable rate home loans, as they are announced.


Which lenders have passed on the RBA rate rise?

All interest rate increases listed below are for variable rates only and refer to lenders' responses to the RBA rate rise on March 7 2023.

This page is updated regularly.

Featured

Big 4 

Banks

Non-bank lenders


AMP Bank

Rate Change: +25bps 

Date Effective: 17 March 2023

-

ANZ

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Athena

Rate Change: +25bps 

Date Effective: 15 March 2023

-

Australian Military Bank

Rate Change: +25bps 

Date Effective: 23 March 2023

-

Australian Unity

Rate Change: +25bps 

Date Effective: 10 March 2023

-

Auswide Bank

Rate Change: +25bps 

Date Effective: 16 March 2023

-

Bank Australia

Rate Change: +25bps 

Date Effective: 23 March 2023

-

Bank of Melbourne

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Bank of Queensland

Rate Change: +25bps 

Date Effective: 14 March 2023

-

BankSA

Rate Change: +25bps 

Date Effective: 21 March 2023

-

Bankwest 

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Bendigo Bank

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Commonwealth Bank 

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Credit Union SA

Rate Change: +25bps 

Date Effective: 16 March 2023

-

Freedom Lend

Rate Change: +25bps 

Date Effective: 15 March 2023

-

Firstmac

Rate Change: +25bps 

Date Effective: 10 March 2023

-

Greater Bank

Rate Change: +25bps 

Date Effective: 15 March 2023

-

Great Southern Bank 

Rate Change: +25bps 

Date Effective: 15 March 2023

-

IMB Bank

Rate Change: +25bps 

Date Effective: 21 March 2023

-

ING

Rate Change: +25bps 

Date Effective: 14 March 2023

-

Liberty

Rate Change: +25bps 

Date Effective: 15 March 2023

-

Loans.com.au

Rate Change: +25bps 

Date Effective: 10 March 2023

-

Macquarie 

Rate Change: +25bps 

Date Effective: 17 March 2023

-

ME Bank

Rate Change: +25bps 

Date Effective: 11 March 2023

-

MyState Bank

Rate Change: +25bps 

Date Effective: 20 March 2023

-

NAB

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Newcastle Permanent

Rate Change: +25bps 

Date Effective: 16 March 2023

-

Qudos Bank

Rate Change: +25bps 

Date Effective: 23 March 2023

-

RACQ

Rate Change: +25bps 

Date Effective: 21 March 2023

-

RAMS

Rate Change: +25bps 

Date Effective: 21 March 2023

-

St. George

Rate Change: +25bps 

Date Effective: 21 March 2023

-

Suncorp

Rate Change: +25bps 

Date Effective: 17 March 2023

-

Unloan

Rate Change: +25bps 

Date Effective: 30 March 2023

-

Virgin Money

Rate Change: +25bps 

Date Effective: 14 March 2023

-

Westpac

Rate Change: +25bps 

Date Effective: 21 March 2023