The Reserve Bank of Australia (RBA) has increased the cash rate by 50 basis points in August taking the official cash rate to a new high of 1.85%

But don't sit around waiting for your bank to send you an email or a letter informing you if they’ve passed on the rate increase. Your Mortgage will provide regular updates on which lenders are passing on the rate increase to variable rate home loans, as they are announced.


Which lenders have passed on the August RBA rate rise?

All interest rate increases listed below are for variable rates only and refer to lenders' responses to the RBA rate rise on August 2 2022.

This page was last updated on 12 August 2022. P&I = Principal and Interest, IO = Interest Only, OO = Owner-occupier.

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Adelaide Bank interest rate rise

Rate hike: 50 basis points

Effective from: 17 August

Applies to: Variable rate home loans

AMP interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

ANZ interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Athena interest rate rise

Rate hike: 50 basis points

Effective from: 4 August

Applies to: Variable rate home loans

Australian Unity interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Aussie interest rate rise

Rate hike: 50 basis points

Effective from: 11 August

Applies to: Variable rate home loans

Auswide interest rate rise

Rate hike: 50 basis points

Effective from: 17 August

Applies to: Variable rate home loans

Bank of Melbourne interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

Bank of Queensland interest rate rise

Rate hike: 50 basis points

Effective from: 9 August

Applies to: Variable rate home loans

Bank of us interest rate rise

Rate hike: 50 basis points

Effective from: 5 August

Applies to: Variable rate home loans

BankSA interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

BankVic interest rate rise

Rate hike: 45 basis points

Effective from: 9 September

Applies to: Variable rate home loans

Bankwest interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

bcu interest rate rise

Rate hike: 50 basis points

Effective from: 17 August

Applies to: Variable rate home loans

Bendigo Bank interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Commonwealth Bank interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Defence Bank interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

Firstmac interest rate rise

Rate hike: 50 basis points

Effective from: 5 August

Applies to: Variable rate home loans

Greater Bank interest rate rise

Rate hike: 50 basis points

Effective from: 10 August

Applies to: Variable rate home loans

G&C Mutual Bank interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Heritage Bank interest rate rise

Rate hike: 50 basis points

Effective from: 17 August

Applies to: Variable rate home loans

Homestar interest rate rise

Rate hike: 50 basis points

Effective from: 4 August

Applies to: Variable rate home loans

loans.com.au interest rate rise

Rate hike: 50 basis points

Effective from: 5 August

Applies to: Variable rate home loans

IMB Bank interest rate rise

Rate hike: 50 basis points

Effective from: 2 August

Applies to: Variable rate home loans

ING interest rate rise

Rate hike: 50 basis points

Effective from: 9 August

Applies to: Variable rate home loans

Macquarie Bank interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

ME Bank interest rate rise

Rate hike: 50 basis points

Effective from: 6 August

Applies to: Variable rate home loans

MyState Bank interest rate rise

Rate hike: 50 basis points

Effective from: 15 August

Applies to: Variable rate home loans

NAB interest rate rise

Rate hike: 50 basis points

Effective from: 4 August

Applies to: Variable rate home loans

Nano interest rate rise

Rate hike: 65 basis points

Effective from: 11 August

Applies to: Variable rate home loans

Newcastle Permanent interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

P&N interest rate rise

Rate hike: 50 basis points

Effective from: 17 August

Applies to: Variable rate home loans

QBANK interest rate rise

Rate hike: 50 basis points

Effective from: 16 August

Applies to: Variable rate home loans

Qudos Bank interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

RACQ Bank interest rate rise

Rate hike: 50 basis points

Effective from: 16 August

Applies to: Variable rate home loans

RAMS interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

St George interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans

Suncorp interest rate rise

Rate hike: 50 basis points

Effective from: 12 August

Applies to: Variable rate home loans

Virgin Money interest rate rise

Rate hike: 50 basis points

Effective from: 9 August

Applies to: Variable rate home loans

Westpac interest rate rise

Rate hike: 50 basis points

Effective from: 18 August

Applies to: Variable rate home loans