Contributing author

Phil McCarroll – Page 2

Recent articles for this author

Demand for fixed rate loans a "sign of things to come"

The head of a major mortgage broking network said there is likely to be a change in demand levels for fixed rate home loans

05 Apr, 2016

Australian households see debt levels reach historic highs

Falling interest rates have helped Australian households take on increasing amounts of debt according to figures from the Reserve Bank of Australia

04 Apr, 2016

Mortgage delinquencies to rise in 2016: Moody's

A slowdown in house price growth coupled with sluggish economic conditions will result in an increase in mortgage delinquencies in Australia during 2016 according to one global credit rating firm

01 Apr, 2016

Could it be borrowers, not lenders who are required to pay mortgage brokers?

Mortgage broker commissions are being reviewed by regulators, with a number of alternatives being put forward

31 Mar, 2016

Capital requirements to be felt by more than just mortgage holders

Property investor and home owners may be hit by higher interest rates as Australian banks are required to hold more capital against their mortgage books, but they won't be only ones affected

30 Mar, 2016

Safer banks may mean higher rates for Aussie borrowers

Mortgage holders are likely to see their interest rates, even if the RBA cuts the official cash rate according to the head of a major mortgage broking network

29 Mar, 2016

Non-major lender cuts off finance to more than 100 postcodes

Borrowers looking to fund a property purchase in more than 100 postcodes across Australia will now have to be more selective, with one lender reportedly cutting off finance for some dwellings

24 Mar, 2016

Survey says borrowing power, property prices are sources of confusion

Australians are jeopardising their chances of entering the property market due to a poor understanding of their borrowing power and market conditions

23 Mar, 2016

Home buyers more optimistic than investors, research says

There are more signs that lending to real estate investors may continue to fall, with market research from Westpac showing the public’s current opinion of real estate as an investment class has fallen recently

22 Mar, 2016

Borrowing criteria stricter, but APRA set to keep an eye on lenders

The Australian Prudential Regulation Authority will continue to monitor Australian lenders, despite claiming mortgage serviceability requirement have become stricter and more consistent

20 Mar, 2016

Mortgage demand to pick up after January decline

After figures revealed a fall in January demand for finance for property purchases is likely to increase; however it is likely to remain below levels seen in recent years

18 Mar, 2016

Competition heats up as major lenders look to grab business

It’s a good time to be on the hunt for a mortgage according to one of Australia’s biggest broking networks, as the country’s major lenders look to claw back some market share

17 Mar, 2016

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Phil McCarroll – Page 2

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