As banks continue to push up interest rates and the tight credit market hangs like a dark cloud over the property sector, taking a cautious and steady approach to property is wise.

The October edition of Your Mortgage profiles three survivors of mortgage stress and reveals how prudent strategies helped them turn their cash flow around. Find out whether you can afford to borrow to the max to secure bigger potential capital gains and read up on the latest tips on how to increase your borrowing power.

If you're looking for 'interest saving features' for your loan beware: find out in this months' issue how best to use them, so you can reduce the interest without paying additional fees.

Our regular features include the Editor's Choice, state of the market and our loan comparison tables, where we compare over 1,900 mortgages. Make sure you get to your newsagent and pick up a copy of the July 2008 issue on sale now.