When it comes to capital growth, inner-city suburbs have consistently outperformed their regional counterparts. In this month's edition of Your Mortgage  we explore the advantages and disadvantages of investing in country and regional locations versus the city, and give you the top 20 gems in most states.

In this edition of Your Mortgage we also explore how debt consolidation can relieve the pressure of your post-Christmas debt, combined with the looming prominence of another rate hike. Our April edition also provides you with expert advice on the best way to enter the market. We calculate whether it's worth buying your first property as an investment or as on owner - occupied home.

Our regular features include the Editor's Choice, state of the market and our loan comparison tables, where we compare over 1,900 mortgages. Make sure you get to your newsagent and pick up a copy of the April 2008 issue on sale now.