Adelaide Bank home loans

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Home loan product	Interest rate	Comparison rate	Monthly repayment
Owner Occupied, Principal & Interest	Interest rate 2.91% Fixed - 3 years	Comparison rate 3.06%	Monthly repayment $2,292	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.89% Fixed - 2 years	Comparison rate 3.07%	Monthly repayment $2,286	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.99% Fixed - 4 years	Comparison rate 3.08%	Monthly repayment $2,316	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.99% Fixed - 1 year	Comparison rate 3.09%	Monthly repayment $2,316	Enquire now Product details
Owner Occupied, Principal & Interest, LVR <=90	Interest rate 3.06% Variable	Comparison rate 3.10%	Monthly repayment $2,337	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 3.09% Fixed - 5 years	Comparison rate 3.11%	Monthly repayment $2,346	Enquire now Product details
Owner Occupied, Interest Only	Interest rate 3.69% Fixed - 1 year	Comparison rate 3.15%	Monthly repayment $2,528	Enquire now Product details
Owner Occupied, Interest Only	Interest rate 3.59% Fixed - 2 years	Comparison rate 3.19%	Monthly repayment $2,497	Enquire now Product details
Owner Occupied, Interest Only	Interest rate 3.61% Fixed - 3 years	Comparison rate 3.23%	Monthly repayment $2,504	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.91% Fixed - 3 years	Comparison rate 3.25%	Monthly repayment $2,292	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.89% Fixed - 2 years	Comparison rate 3.26%	Monthly repayment $2,286	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.99% Fixed - 4 years	Comparison rate 3.27%	Monthly repayment $2,316	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.99% Fixed - 1 year	Comparison rate 3.28%	Monthly repayment $2,316	Enquire now Product details
Owner Occupied, Interest Only, LVR <=90	Interest rate 3.56% Variable	Comparison rate 3.28%	Monthly repayment $2,488	Enquire now Product details
Owner Occupied, Principal & Interest, LVR <=90	Interest rate 3.06% Variable	Comparison rate 3.29%	Monthly repayment $2,337	Enquire now Product details

The monthly repayment is calculated on a loan amount of $550k over 30 years.

More home loan products

Auswide Bank (formerly Wide Bay Australia) was founded in 1966 as Queensland-based building society. They transitioned into a bank nearly fifty years later, in 2013, with the goal of providing low-deposit home loans to challenged the Big Four. In their words, they decided to change their name because for a number of reasons "including the geographic limitations of the Wide Bay name, the added 'security' that banks are perceived to offer, and the fact that many of our customers already believed we were a bank."

From those not-so-humble origins Auswide has gone on to offer a number of bankng and finance products to Australians, and has widely accessible ATMs and Branches around the country. In 2014, back when it was still Wide Bay Australia, it was named the "Best Building Society" by the People's Choice Awards.

As you may have already guessed, Auswide Bank defines their company and their reputation as a serious alternative to the big four, and by building an approach focused on being agile and nimble within the banking universe, they aim to offer competitive products that are more individually tailored than the offerings you might find at a larger institution.

As a result, many of their most popular products offer obligation free advice and pre-approval consultations, plus the availability of a Home Lending Consultant if you do decide to do business with them.

In order to apply for a home loan with Auswide Bank, you will need to be able to provide the following information:

You will need to be at least 18 years of age
Proof of Identification: Enough to pass the 100 point check, which can include your passport, birth certificate, etc.
You will need to be able to provide evidence of your financial details when you apply, so make sure you hang on to your tax returns, pay slips, and other financial details.
You’ll need to agree to having Auswide run a credit check.
A list of your income against your expenses, which will show the lender a more complete view of your current financial situation as far as incoming and outgoing cash flow is concerned.
A list of assets and debts - assets include things like existing properties and investments as well as savings, while debts are any open lines of credit or other loans, etc.
Details about the property you're planning to buy, such as the price of the property and how much you are looking to borrow.

Featured Rates

New home loan fixed rates

2.89%p.a.Interest rate

3.04%p.a.Comparison rate

More details

Achieve Variable Home Loan

3.20%p.a.Interest rate

3.25%p.a.Comparison rate

More details

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terms & conditions

Why does Aussie need your personal information?
How does Aussie keep your information secure?

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie") and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

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