upsizing-families.jpg

Property Credit unveiled the top 20 locations for Australians looking to upsize to a more spacious home.

The list includes suburbs across Australia that are arranged based on starting budget, affordability, and suburb scores.

The suburb score ranks suburbs based on a combination of key variables — the higher the score is, the more likely upsizers are going to benefit from moving into the suburb.

The factors involved in calculating the suburb score are inventory levels, price changes, number of median household income required to purchase a home, and proportion of properties fully owned.

Property Credit CEO Giordano Stepancic said the list aims to provide upsizers options supported by key market metrics.

“It's not just about bigger homes — it's about finding communities where families can flourish, both socially and financially,” he said.

Here are the top 20 suburbs:

State

Suburb

Starting Budget (%)

Suburb Score

SA

Belair

997,500

82

WA

Roleystone

649,000

81

WA

Woodvale

754,000

81

Qld

Tarragindi

1.25m

78

WA

Gooseberry Hill

929,000

78

ACT

Curtin

1.45m

78

ACT

Hughes

1.35m

78

ACT

Mawson

1.09m

78

NSW

Berowra Heights

1.33m

77

NSW

Hornsby Heights

1.54m

77

WA

Edgewater

613,083

77

WA

Glen Forrest

777,700

77

WA

Kingsley

709,000

77

ACT

Fadden

1.14m

77

NSW

Kareela

1.46m

77

Vic

Eltham North

1.15m

77

ACT

Garran

1.51m

77

ACT

Nicholls

1.25m

77

Qld

Mount Crosby

776,550

76

WA

 Mount Nasura

529,000

76

Buying a home or looking to refinance? The table below features home loans with some of the lowest interest rates on the market for owner occupiers.

Update resultsUpdate
Filters
LenderHome LoanInterest Rate Comparison Rate* Monthly Repayment Repayment type Rate Type Offset Redraw Ongoing Fees Upfront Fees LVR Lump Sum Repayment Additional Repayments Split Loan Option TagsFeaturesLinkCompare
6.04% p.a.
6.06% p.a.
$2,408
Principal & Interest
Variable
$0
$530
70%
 Featured Online ExclusiveUp to $4k cashback
  • Immediate cashback upon settlement
  • $2000 for loans up to $700,000
  • $4000 for loans over $700,000
5.99% p.a.
5.90% p.a.
$2,396
Principal & Interest
Variable
$0
$0
80%
  • A low-rate variable home loan from a 100% online lender. Backed by the Commonwealth Bank.
6.14% p.a.
6.16% p.a.
$2,434
Principal & Interest
Variable
$0
$250
60%
  • Find out your loan eligibility in 2 minutes or less
  • Complete your application in less than 20 minutes
  • Low fees and fast approval times
5.95% p.a.
5.95% p.a.
$2,385
Principal & Interest
Variable
$0
$0
90%
5.94% p.a.
5.95% p.a.
$2,383
Principal & Interest
Variable
$0
$0
90%
Important Information and Comparison Rate Warning

Base criteria of: a $400,000 loan amount, variable, fixed, principal and interest (P&I) home loans with an LVR (loan-to-value) ratio of at least 80%. However, the ‘Compare Home Loans’ table allows for calculations to be made on variables as selected and input by the user. Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes. All products will list the LVR with the product and rate which are clearly published on the product provider’s website. Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you. *The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates correct as of .

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