If you’re at the start of your refinancing journey, you might be wondering what type of paperwork will be involved. Do you need to provide all the same documents as when you first applied for your home loan?

When you’re refinancing, lenders will be looking for very similar documentation that you used when you applied for your current loan.

Refinancing documents and paperwork required 

The paperwork required to support your refinancing application generally includes:

  • Your ID (driver’s license, passport, or birth certificate)
  • Proof of your income (group certificate, payslips, or tax returns)
  • Your current home loan statements
  • Personal loans or credit card statements (if applicable)
  • Council rates notice
  • Records for assets you may own (investments etc.)

Keep in mind that the documentation required may vary from lender to lender. 

When you’re ready to meet with your lender to discuss refinancing options, make sure to have these documents handy to ensure the process runs as smoothly as possible for you.

First published 22 Apr, 2020, last updated by Hanan Dervisevic 22 June, 2022