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How much can I borrow?

The How Much Can I Borrow? Mortgage Calculator gives an indication of how much you can afford to borrow based on your income and expenditure.

How many applicants?

Just me

Two of us

Number of dependents

Annual income

Applicant1 How much is your annual salary before tax?

How much rental income do you receive from properties?

Do you have any other regular income?

Monthly expenses

Living expenses

Other loan repayments

Other commitments

Combined limit of credit cards, store cards and overdrafts

Calculation based on Interest rate: 5%, Loan term: 25 years

Change interest rate or loan term

The loan

Interest rate

Loan term

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About the How Much Can I Borrow? Calculator

This financial tool is intended to help guide your mortgage decisions by providing a snapshot of your borrowing power based on a number of factors, including your income, expenditures, and the entered interest rate.

Please do not consider the results of this mortgage calculator as being any form of quote, loan offer, or as investment advice. Your Mortgage recommends that you speak with a mortgage broker before making the decision to apply for a home loan. Please remember that there are many different factors within lending criteria that are taken into consideration during the home loan application process that may alter your borrowing power.

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