Your Mortgage

Australia's Only
Independent Mortgage Website

Compare Home Loans

Why not let Your Mortgage help you compare the best home loans? Just fill in a few details below, and we'll arrange for one of our trusted MFAA accredited mortgage advisers to contact you, and help you work out what features or types of home loans are best for your needs.

Just 0.5% off your home loan rate could save you more than $50,000!

Compare home loans from all the major lenders, and make sure you have the right loan for your needs.
  • Purpose of mortgage
  • Household Income
    $
  • How much do you want to borrow?
    $
  • How much deposit do you have?
    $
  • How much is your house worth?
    $
  • How much do you still owe on your mortgage?
    $
  • What type of mortgage do you have?


  • How much is your new home?
    $
  • How much do you want to borrow?
    $
  • What type of mortgage do you want?


  • How soon do you want a mortgage?
  • Where do you live?
  • First name:
  • Last name:
  • Phone number:
  • Alternative number:
  • E-mail address:
  • Loan types



  • Loan purpose
  • Loan amount
  • $
  • Loan period
  • years

Home Loan Help

Guide to Loans

  • Offset account loan
  • Fixed Rate Home Loans
  • Reverse Mortgages
  • Home Equity Loans
  • Line of credit

An offset account loan links your savings account to your mortgage. These accounts allow you to offset your savings, salary and other cash resources against your home loan. You pay less interest on your loan as you’re only charged interest on the balance.

For example, if you have a $300,000 mortgage and $10,000 cash on the offset account, you will only have to pay interest on $290,000 each month. However, since your monthly repayments are calculated on the original amount, you are effectively paying extra on your mortgage each month. The additional repayments enable you to clear your debts faster.

Articles & links

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