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Mortgage Calculators

Using an online home loan calculator or mortgage calculator is the most convenient way to help you assess your mortgage payment options. Choose any of our 17 easy-to-use interactive calculators and tools below to help you model any complex mortgage and investment related scenarios.
Home Loan Repayment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow, to get the
minimum monthly repayment and the amount of interest paid.

%

years

Important Note: All calculators are a guide only and should not be considered a quote, a loan offer, or investment advice. Other criteria may need to be considered and before taking out a loan you should consult your financial adviser.

Life Insurance Quotation

We may not always want to think about it, but what would happen to your family if you weren’t around to look after them? Life insurance can be much cheaper than you think and it’s easy to get one of our experts to give you a no-obligation quotation or discuss your options – you may even be able to use your superannuation for your premiums . Show your dependents how much you care.

Income Protection Quotation

What would happen to your mortgage repayments if you were injured or too sick to work? How would you pay for all your every day costs? Income protection insurance is a way to protect you and your family against some of the more stressful things that life can throw at you. Get a free income protection quotation in just a few minutes from one of our trusted experts.

    Home Loan Calculators

  • How Much Can I Borrow? Mortgage Calculator
  • This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.
  • Income and Expenditure Worksheet
  • Use the income and expenditure worksheet to calculate how much you can afford to borrow.
  • Home Loan Repayment Calculator
  • Just fill in the interest rate, how long the home loan would be paid off over and the total amount of mortgage that you would want to borrow to calculate how much your monthly repayment might be and how much interest you’ll end up paying.
  • Mortgage Repayment Calculator Advanced
  • As well as calculating the loan repayment and the total interest paid the mortgage repayment calculator advanced shows the effect of making additional repayments and redraws and produces a table showing the full loan amortisation.
  • Fixed vs Variable Interest Rate Calculator
  • This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.
  • Mortgage Broker Checklist
  • If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.

    Tax Calculators

  • Stamp Duty Calculator
  • Work out how much you'll owe the tax department for stamp duty on your home and on the amount you borrow.
  • Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Simple Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Negative Gearing Calculator
  • This calculator is designed to give residential property investors an estimate of the net income effect of owning an investment property.

    Costs of Buying

    genworth financial

  • Lenders Mortgage Insurance (LMI) Calculator
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Home Cost Estimator
  • This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

    Comparison Tools

  • Rent vs Buy
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Buy Then Sell or Sell Then Buy
  • This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.
  • Relocation Timeline
  • This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.
Wednesday Sep 02, 2015
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