Your Mortgage

Australia's Only
Independent Mortgage Website

Mortgage and Home Loan Calculators

An online home loan calculator or mortgage calculator is the most convenient way for you to compare your mortgage repayment options. Choose from any of our 17 easy-to-use interactive calculators and tools to help you model any complex mortgage or investment related scenarios.
Home Loan Repayment Calculator

Enter an interest rate, the term of the loan and the amount you would like to borrow, to get the
minimum monthly repayment and the amount of interest paid.

%

years

Important Note: All calculators are a guide only and should not be considered a quote, a loan offer, or investment advice. Other criteria may need to be considered and before taking out a loan you should consult your financial adviser.

    Home Loan Calculators

  • How Much Can I Borrow? Mortgage Calculator
  • This calculator provides an estimate of the maximum you can borrow, taking into account your monthly income and expenditure and current interest rates. This calculator also builds in a buffer for interest rate rises.
  • Income and Expenditure Worksheet
  • Use the income and expenditure worksheet to calculate how much you can afford to borrow.
  • Home Loan Repayment Calculator
  • Just fill in the interest rate, how long the home loan would be paid off over and the total amount of mortgage that you would want to borrow to calculate how much your monthly repayment might be and how much interest you’ll end up paying.
  • Mortgage Repayment Calculator Advanced
  • As well as calculating the loan repayment and the total interest paid the mortgage repayment calculator advanced shows the effect of making additional repayments and redraws and produces a table showing the full loan amortisation.
  • Fixed vs Variable Interest Rate Calculator
  • This simulator allows you to analyse the choice of a fixed or variable rate by modeling changes in the variable interest rate and comparing the amount repaid during the period and the outstanding loan balance at the end of the period.
  • Mortgage Broker Checklist
  • If you're planning to use a mortgage broker to help you find the perfect home loan, there is some information you should find out from your broker before you start.

    Tax Calculators

  • Stamp Duty Calculator
  • Work out how much you'll owe the tax department for stamp duty on your home and on the amount you borrow.
  • Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Simple Capital Gains Tax (CGT) Calculator
  • This estimator provides an indication of the amount of capital gains tax you may be required to pay on an investment property.
  • Negative Gearing Calculator
  • This calculator is designed to give residential property investors an estimate of the net income effect of owning an investment property.

    Costs of Buying

    genworth financial

  • Lenders Mortgage Insurance (LMI) Calculator
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Home Cost Estimator
  • This calculator allows you to estimate the total cost of purchasing a property including all those nasty hidden costs.

    Comparison Tools

  • Rent vs Buy
  • This tool allows you to compare your estimated financial position after seven years of renting with your estimated financial position after seven years of home loan repayments.
  • Buy Then Sell or Sell Then Buy
  • This estimator provides an indication of the costs you will face depending on the order in which you sell your old home and buy your new one.
  • Relocation Timeline
  • This calculator takes your specific moving details and produces a customized timeline. This can then be printed out in the form of a checklist to tick off tasks as they are completed.

Get help choosing the right home loan

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check you have the right interest rate, but make sure that you're getting the right features in your home loan.

Just fill in a few details below and we'll arrange for a local expert Aussie Mortgage Broker to contact you and work out what features or types of loans are right for your needs. We'll even help you with the paperwork. Plus, our mortgage broking service is at no cost to you.

Compare home loans offered by 20 banks and lenders

terms & conditions

  • Purpose of mortgage
  • Household Income
    $
  • How much do you want to borrow?
    $
  • How much deposit do you have?
    $
  • How much is your house worth?
    $
  • How much do you still owe on your mortgage?
    $
  • What type of mortgage do you have?


  • How much is your new home?
    $
  • How much do you want to borrow?
    $
  • How soon do you want a mortgage?
  • Where do you live?
  • First name:
  • Last name:
  • Phone number:
Friday Apr 28, 2017
Top Featured Rates
Top Bank Rates

Special Offers

Forum

Most WA residents plan to move house in next 3 years

New ABS statistics reveal that nearly three in four Western Australians plan to ... Read more

6 landscaping tricks that add $15,000 value to your property

Forget the dull gardening shows on Sunday TV, landscaping is highly important fo ... Read more

Could it be the best time to access a loan?

A leading national mortgage broking group has claimed that many Australians curr ... Read more

more More Forums

Find a Mortgage Broker

Choose from our more than 4700 brokers