Income and Expenditure Worksheet

	Step 1: Monthly Income
	For a detailed explanation click here.
	Your net monthly income (gross salary and wages less tax)	$
	Your spouse's net monthly income (gross less tax)	$
	Net monthly income from savings account/term deposit etc	$
	Net monthly income from investments/shares	$
	Other monthly income	$

Step 2: Monthly Expenditure
Household Essentials   Food $    Clothing $      Rent $      Electricity $      Phone $      Gas $      Other household expenses $      Debts   Credit card monthly repayments $      Hire purchase/rental repayments $      Personal loan repayments $      Other monthly debt repayments $      Transport   Public transport $      Car loan or lease payments $      Petrol $      Registration & repairs $		Medical     Doctor $      Dentist $      Physio $      Chemist $      Other $      Insurance Policies     Home and contents $      Medical $      Life $      Car $      Other $      Other Costs     Personal (eg hairdresser) $      Entertainment $      Childcare Costs (eg school fees) $      Leisure activities $      Subscription and memberships $      Pay TV $      Internet Access $      Other $

About the Income and Expenditure Worksheet

This Income and Expenditure calculator can be used to calculate the amount of money you will be able to invest each month by subtracting your monthly expenditure from your monthy income. It is a handy tool when analysing which areas of your spending you need to adjust.