Fixed rate frenzy: Bendigo & Adelaide slash up to 90bps
With a month now between us and the last cash rate cut, lenders' attention appears to have...
20 Jun, 2025
| Lender | Home Loan | Interest Rate | Comparison Rate* | Monthly Repayment | Repayment type | Rate Type | Offset | Redraw | Ongoing Fees | Upfront Fees | Max LVR | Lump Sum Repayment | Extra Repayments | Split Loan Option | Tags | Features | Link | Compare | Promoted Product | Disclosure |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
5.29% p.a. | 5.50% p.a. | $2,773 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.29% p.a. | 5.48% p.a. | $2,773 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.49% p.a. | 5.75% p.a. | $2,836 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.49% p.a. | 5.53% p.a. | $2,836 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.49% p.a. | 5.52% p.a. | $2,836 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.49% p.a. | 5.78% p.a. | $2,836 | Principal & Interest | Fixed | $0 | $0 | 80% | |||||||||||||
5.54% p.a. | 5.55% p.a. | $2,852 | Principal & Interest | Variable | $0 | $0 | 90% | |||||||||||||
5.54% p.a. | 5.55% p.a. | $2,852 | Principal & Interest | Fixed | $0 | $0 | 80% |
Important Information and Comparison Rate Warning
The low down on Tiimely Home mortgages
Tiimely Home (formerly Tic:Toc) is a digital-first lender backed by Bendigo and Adelaide Bank.
It offers a streamlined online application process, competitive rates, and a suite of flexible features. Borrowers can choose between variable and fixed-rate loans, with the option to add multiple 100% offset accounts and access redraw facilities.
Tiimely Home might be a good home loan choice if you:
- Want competitive home loan rates
Tiimely Home is generally among the lenders offering the lowest rate home loans on the market. - Want an offset account
Tiimely Home offers borrowers the option of an offset account for a monthly fee. It's also one of few lenders that offer offset accounts on fixed rate home loans. - Dislike paying regular fees
With the exception of its offset home loan product, Tiimely Home has scrubbed many of the fees typically associated with holding a mortgage. - Like the idea of your home loan being backed by a major bank
Tiimely Home is backed by Bendigo and Adelaide Bank, providing the security of a major financial institution combined with the innovation of a fintech lender. - Prefer online applications
Tiimely Home's application process is entirely online and takes about 15 minutes to complete. The lender also boasts fast approval times.
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