Hume Bank home loans

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Home loan product	Interest rate	Comparison rate	Monthly repayment
Owner Occupied, Principal & Interest, LVR <=95	Interest rate 3.39% Variable	Comparison rate 3.39%	Monthly repayment $2,436	Enquire now Product details
Investment, Principal & Interest, LVR <=85	Interest rate 3.79% Variable	Comparison rate 3.79%	Monthly repayment $2,560	Enquire now Product details
Owner Occupied, Principal & Interest, LVR <=95	Interest rate 3.79% Variable	Comparison rate 3.79%	Monthly repayment $2,560	Enquire now Product details
Owner Occupied, Principal & Interest, LVR <=95	Interest rate 4.10% Variable	Comparison rate 4.14%	Monthly repayment $2,658	Enquire now Product details
Investment, Principal & Interest, LVR <=85	Interest rate 4.19% Variable	Comparison rate 4.19%	Monthly repayment $2,686	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 2.98% Fixed	Comparison rate 4.25%	Monthly repayment $2,313	Enquire now Product details
Owner Occupied, Interest Only, LVR <=80	Interest rate 4.50% Variable	Comparison rate 4.30%	Monthly repayment $2,787	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 3.79% Fixed - 5 years	Comparison rate 4.39%	Monthly repayment $2,560	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 3.39% Fixed - 3 years	Comparison rate 4.43%	Monthly repayment $2,436	Enquire now Product details
Owner Occupied, Principal & Interest, LVR <=95	Interest rate 4.45% Variable	Comparison rate 4.45%	Monthly repayment $2,770	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 3.79% Fixed - 4 years	Comparison rate 4.46%	Monthly repayment $2,560	Enquire now Product details
Owner Occupied, Principal & Interest	Interest rate 3.29% Fixed - 2 years	Comparison rate 4.52%	Monthly repayment $2,406	Enquire now Product details
Investment, Principal & Interest, LVR <=85	Interest rate 4.55% Variable	Comparison rate 4.59%	Monthly repayment $2,803	Enquire now Product details
Owner Occupied, Interest Only	Interest rate 4.09% Fixed - 3 years	Comparison rate 4.61%	Monthly repayment $2,654	Enquire now Product details
Owner Occupied, Interest Only	Interest rate 3.99% Fixed - 2 years	Comparison rate 4.65%	Monthly repayment $2,623	Enquire now Product details

The monthly repayment is calculated on a loan amount of $550k over 30 years.

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Hume Bank started as the Hume Co-operative Building & Investment Society Ltd. in 1955. It was founded by a group of Albury residents who were dissatisfied with the availability of funds for housing and wanted to help local people purchase their own homes. Hume provided a local alternative for housing finance, something that was becoming increasingly difficult for prospective home owners to find because of regulatory rationing. It officially changed its name to Hume Bank in 2014 after seeking approval from its customers and the governing body APRA. Despite the name change, Hume continues to be customer owned and customer focused.

After more than 60 years of operation, Hume Bank has an extensive branch and ATM network, employs over 150 staff and meets the needs of over 60,000 customers. It has won numerous awards, which includes Money magazine’s Bank of the Year and the CUNA Mutual QBE Financial Institution of the Year awards.

The bank also supports over 200 community groups, charities and local events through its Community Cash Rewards program, sponsorship, donations, and in-kind support.

Hume Bank has a network of branches throughout Albury, Wodonga, Wagga Wagga, and Wangaratta. Aside from visiting these branches, you can contact the bank via a range of specialised hotlines, including a direct line to the loan enquiries contact centre and a financial planning enquiries line. There is also an after-hours emergency number for lost or stolen cards and a financial hardship hotline if you find yourself facing financial difficulty.

Hume Bank provides a range of banking products, which includes everyday savings accounts, personal and home loans, credit cards, insurance, and financial planning. In terms of home loans, whether you are buying your first home, purchasing an investment property or looking to refinance an existing loan, Hume offers a variety of options to suit your needs.

If you want to apply for a home loan with Hume Bank, there are a few things you can have prepared to make things easier. These include the following:

A letter of employment (which includes your salary) and 2 recent payslips – if you are a salaried employee
Last two years’ company tax return and two years’ personal tax returns – if you are self-employed
A list of your savings or other income sources (such as a rental property)
A list of any other debts or expenses (such as credit card debt)
An ID – if you are new to Hume Bank

Featured Rates

Achieve Variable Home Loan

3.20%p.a.Interest rate

3.25%p.a.Comparison rate

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New home loan fixed rates

2.89%p.a.Interest rate

3.04%p.a.Comparison rate

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Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie") and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

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