G&C Mutual Bank, formerly the SGE Credit Union, is a member-owned mutual bank that has been in operation since 1959. Currently, over 36,000 members are proud to be a part of the G&C Mutual Bank experience and are confident that their finances are being protected. As it does not need to pay external shareholders, it can provide improved financial solutions, better facilities and competitive interest rates on savings and loan products to its members, as well as participate in community and partner activities benefiting everyone.
G&C Mutual Bank has eight service centres throughout New South Wales and Victoria, servicing members of Bathurst, Lismore, Malabar, Melbourne, Mid-City (Sydney), Newcastle, Parramatta and Wagga Wagga and is looking to expand. The bank also has a contact centre that is available during business hours to help you if you cannot get into a service centre. Alongside this, it offers other easy banking options including phone, online and mobile banking so its members can have access to their accounts at any time they need.
G&C Mutual Bank strives to deliver quality products to its members and is proud that these have been recognised by Mozo and Canstar awards. It provides a comprehensive range of personal financial services – savings, investment and term deposits, cards, home loans, personal loans and insurance options – all of which are designed to make life a little easier for you and your family. It also offers financial planning via a network of G&C local business managers.
If you are looking for a home loan, the bank can help you find the right product – regardless if you are buying your first home, looking to refinance or upgrade your existing home, or investing in property to build your wealth.
To apply for a G&C Mutual Bank home loan, you will have to become a member first. You will also need to provide the following:
- An ID
- Proof of employment
- Proof of income (pay slips or bank statements)
- A list of your assets and debts
- Personal insurance documents
- For refinancers: Home loan statements for the past three months and a current payout quote for the loan you wish to refinance
You can apply for a home loan through a number of different channels. These include an online enquiry form and application form on the G&C website, via phone, or by making a home or workplace appointment with a home loan specialist. There is also the option to apply in person at a G&C Mutual service centre.