Australian Unity is one of the nation's oldest mutual companies. Its heritage goes back more than 175 years to the establishment of Manchester Unity in Victoria and South Australia on 7 December 1840. In 1993, the company merged with the Australian Natives’ Association and became Australian Unity.
It traces its origins to a pub in Melbourne where a group of eight people formed a friendly society to look after the health and wellbeing of its members. Fast forward to today, the company employs more than 7,500 people providing health, wealth and living services to around one million Australians.
Despite its growth and changes in some of the things it does, the company’s focus is the same as it was more than 175 years ago: to serve and enhance the wellbeing of its members, customers and community. Some of its initiatives for the community are the wellbeing index, financial inclusion action plan and reconciliation action plan.
Australian Unity is based in Melbourne, employs over 2000 staff and has over 300,000 members. Its customers can contact the company through a specialised phone line and email, as well as a general customer enquiry line. Customers can also contact an affiliated home loan consultant via its website.
Australian Unity provides products and services designed to enable members and customers to thrive, including banking, investments, health insurance, dental centres, independent & assisted living, financial advice, and insurance & mortgage broking. Its banking products include transaction and savings accounts, term deposits, credit cards, personal loans, and home loans.
The company’s home loans have the following features: no ongoing fees, extra repayments, flexible repayment schedule, and a bonus discount on its health insurance.
Home loan customers can apply by submitting a loan enquiry form via the Australian Unity website, after which a home loan specialist will contact them at a preferred date and time. To apply for a home loan with Australian Unity, you will need to provide the following:
- Personal identification documents
- Proof of income – whether you are self-employed or work for an employer
- Proof of other earnings, assets and savings
- Details of debts, loans and liabilities
- Personal insurance documents
Australian Unity members have access to some special offers:
- 10% off the cost of travel insurance
- 30% off tickets to selected performances of the Brandenburg Orchestra (A, B & C Reserve seats)