Before applying

How to improve your credit score

How to improve your credit score

When you’re applying for a home loan, lenders are going to look at many things apart from the property in question. They’re obviously going to pay very close attention to you, and your suitability as a borrower. One of the things they focus on when determining that suitability is your credit rating.

Benefits of using a mortgage calculator

Benefits of using a mortgage calculator

Before you head out to look at properties to purchase, or even before you reach out to your mortgage broker to start the process of applying for a home loan, using a mortgage calculator can help ease any concerns that you have about your finances and how

What you need to know about Lenders mortgage insurance (LMI)

What you need to know about Lenders mortgage insurance (LMI)

For most people, especially first-time home buyers, insurance on your home loan is a necessary evil when buying a home. It’s known as Lenders Mortgage Insurance, or LMI, and although you are the one who gets the insurance, it’s not to protect you; it’s there to protect the lender.