Prospective borrowers must deal with their credit card debt to increase their chances of getting a home loan. Here's how to get on top of it
While the changes could potentially boost borrowing capacity, one crucial part of the home-loan approval process would remain the same — the focus on credit behaviour.
Get to know how much you can potentially save annually with a 25-basis-point mortgage rate cut
Follow these tips to increase your chances of getting a more competitive interest rate from your lender
This guide will help you understand how you can increase your chances of getting approved with your current job and employment type
Unsure whether you need a mortgage broker, rather than just going direct to your bank? A broker could make the difference between you being approved for a loan - for these key reasons
Switching lenders is often a smart move if you are looking to reduce the interest that you are paying for your loan
Refinancing can see you back at the start with banks, negotiating on rates and proving you're a good credit risk. Here's how to get the best deal when switching