Applying for a home loan

How much do you need for a home deposit?

How much do you need for a home deposit?

Investors and home buyers alike ask the question: “How much do I need to for a home deposit?” While there is no definite answer to this nagging question, it may be helpful to your home buying journey to get a rough estimate

Four reasons to refinance your mortgage

Four reasons to refinance your mortgage

Refinancing your current home loan with a new one may help you save money, fund renovations and even pay off debts. However, going ahead with this ordeal for the wrong reasons may end up giving you financial headaches

Borrowing capacity explained

Borrowing capacity explained

Knowing how your borrowing capacity is calculated and the factors that affect it may help you better prepare for a home loan application

A homebuyer’s guide to lenders mortgage insurance

A homebuyer’s guide to lenders mortgage insurance

For homebuyers purchasing their dream home with less than 20% of its purchase price to use as a deposit, Lenders Mortgage Insurance (LMI) is necessary. This insurance protects the lender should you default on your home loan. Get to know how much it may cost you, and whether you can avoid it

4 steps to find the best mortgage broker

4 steps to find the best mortgage broker

You don’t have to take the home loan journey on your own, when a mortgage broker may be able to lend a helping hand and get you the best deal on the market