https://www.yourmortgage.com.au Finding the right home loan can be difficult. Your Mortgage are here to help with rate comparison, calculators, home loan rates, brokers, news & guides. en-AU Wed, 06 May 2026 01:13:55 +1000 https://www.yourmortgage.com.au/media/icons/ym-rss-square.pnghttps://www.yourmortgage.com.au3232 Macquarie Bank has announced it will pass on the RBA’s March cash rate increase - a 25 basis point lift - in full to its variable rate customers.http://www.yourmortgage.com.au/mortgage-news/macquarie-passes-rba-march-hike-onto-borrowersWed, 25 Mar 2026 12:38:26 +1000http://www.yourmortgage.com.au/mortgage-news/macquarie-passes-rba-march-hike-onto-borrowers The big four bank will pass the Reserve Bank of Australia’s (RBA) March rate hike onto variable rate home loan holders 14 days after the move was announced.http://www.yourmortgage.com.au/mortgage-news/westpac-reveals-it-will-lift-variable-mortgage-rates-after-rba-decisionWed, 25 Mar 2026 12:37:37 +1000http://www.yourmortgage.com.au/mortgage-news/westpac-reveals-it-will-lift-variable-mortgage-rates-after-rba-decision ANZ will pass on the Reserve Bank of Australia’s (RBA) latest cash rate hike on 27 March, following the central bank’s decision to lift the cash rate.http://www.yourmortgage.com.au/mortgage-news/here-s-when-anz-will-lift-variable-rates-after-rba-hikeWed, 25 Mar 2026 12:37:19 +1000http://www.yourmortgage.com.au/mortgage-news/here-s-when-anz-will-lift-variable-rates-after-rba-hike The RBA monetary policy board lifted the cash rate by 25 basis points to 4.10% on 17 March, and CommBank has since vowed to pass the increase onto mortgage borrowers.http://www.yourmortgage.com.au/mortgage-news/commbank-to-hike-variable-rates-on-27-march-after-rba-moveWed, 25 Mar 2026 12:38:04 +1000http://www.yourmortgage.com.au/mortgage-news/commbank-to-hike-variable-rates-on-27-march-after-rba-move NAB will raise its variable home loan interest rates by 25 basis points after the RBA increased the cash rate in March.http://www.yourmortgage.com.au/mortgage-news/nab-will-lift-variable-home-loan-rates-on-27-march-after-rba-hikeWed, 25 Mar 2026 12:37:52 +1000http://www.yourmortgage.com.au/mortgage-news/nab-will-lift-variable-home-loan-rates-on-27-march-after-rba-hike The Reserve Bank of Australia (RBA) has announced a second cash rate hike of 2026, making rare back-to-back moves in February and March.http://www.yourmortgage.com.au/mortgage-news/rba-hikes-cash-rate-to-4-10-in-second-2026-moveWed, 25 Mar 2026 12:38:15 +1000http://www.yourmortgage.com.au/mortgage-news/rba-hikes-cash-rate-to-4-10-in-second-2026-move Discover some of the best home loan and refinance cashback offers in Australia. Compare top deals from leading Australian lenders.http://www.yourmortgage.com.au/compare-home-loans/home-loan-cashback-refinance-dealsMon, 16 Mar 2026 04:46:03 +1000http://www.yourmortgage.com.au/compare-home-loans/home-loan-cashback-refinance-deals All four of Australia's big banks have joined the chorus predicting the Reserve Bank of Australia (RBA) will hike the cash rate by 25 basis points on 17 March.http://www.yourmortgage.com.au/mortgage-news/rba-poised-for-march-hike-says-commbankThu, 12 Mar 2026 10:40:19 +1000http://www.yourmortgage.com.au/mortgage-news/rba-poised-for-march-hike-says-commbank Two of Australia’s biggest banks are warning that interest rates are set to rise at the RBA's March meeting next week.http://www.yourmortgage.com.au/mortgage-news/nab-and-westpac-bet-on-march-rba-hikeWed, 11 Mar 2026 02:19:01 +1000http://www.yourmortgage.com.au/mortgage-news/nab-and-westpac-bet-on-march-rba-hike In the market for a new home? Wondering how house prices in your city are performing? Find the latest data on Australian house prices here!http://www.yourmortgage.com.au/compare-home-loans/median-house-prices-around-australiaMon, 02 Mar 2026 12:27:16 +1000http://www.yourmortgage.com.au/compare-home-loans/median-house-prices-around-australia Until Thursday morning, ANZ was the final big four holdout still expecting the RBA’s latest cash rate hike to be a ‘one‑and‑done’ move.http://www.yourmortgage.com.au/mortgage-news/anz-last-big-four-bank-to-forecast-may-rba-rate-riseThu, 26 Feb 2026 11:39:00 +1000http://www.yourmortgage.com.au/mortgage-news/anz-last-big-four-bank-to-forecast-may-rba-rate-rise Australia's second-largest home lender raised its fixed home loan rates on Wednesday as the latest inflation data firms the odds of another cash rate increase.http://www.yourmortgage.com.au/mortgage-news/westpac-hikes-fixed-home-loan-rates-againWed, 25 Feb 2026 01:37:24 +1000http://www.yourmortgage.com.au/mortgage-news/westpac-hikes-fixed-home-loan-rates-again Westpac and Macquarie are the last of the big five to pass on February's cash rate hike to their variable home loan rates, joining a flood of lenders lifting rates this week.http://www.yourmortgage.com.au/mortgage-news/westpac-macquarie-amid-tsunami-of-home-loan-rate-hikersFri, 20 Feb 2026 10:10:04 +1000http://www.yourmortgage.com.au/mortgage-news/westpac-macquarie-amid-tsunami-of-home-loan-rate-hikers Much has been written about the tax benefits of negative gearing for property investors, but how does positive gearing stack up?http://www.yourmortgage.com.au/compare-home-loans/everything-you-need-to-know-about-positive-gearingMon, 16 Feb 2026 04:56:14 +1000http://www.yourmortgage.com.au/compare-home-loans/everything-you-need-to-know-about-positive-gearing The RBA rate hike fall out continues as new data shows the typical first home buyer now borrows more than $600,000 to buy. http://www.yourmortgage.com.au/mortgage-news/first-home-buyers-roaring-into-the-mortgage-market-as-banks-hike-ratesFri, 13 Feb 2026 09:50:12 +1000http://www.yourmortgage.com.au/mortgage-news/first-home-buyers-roaring-into-the-mortgage-market-as-banks-hike-rates Reverse mortgage provider Heartland Bank has lowered its advertised interest rates for new customers, despite the Reserve Bank of Australia’s (RBA) February cash rate increase.http://www.yourmortgage.com.au/mortgage-news/heartland-bank-reverses-rba-mortgage-hikeTue, 10 Feb 2026 03:33:43 +1000http://www.yourmortgage.com.au/mortgage-news/heartland-bank-reverses-rba-mortgage-hike A fresh Federal Government initiative to help more Aussies into homeownership kicked off in late 2025.http://www.yourmortgage.com.au/first-home-buyer-loans/help-to-buy-schemeTue, 10 Feb 2026 09:51:33 +1000http://www.yourmortgage.com.au/first-home-buyer-loans/help-to-buy-scheme Two Australian lenders are hitting borrowers with interest rate hikes larger than the Reserve Bank’s February increase, but there is a silver lining.http://www.yourmortgage.com.au/mortgage-news/aussie-banks-hiking-home-loan-rates-more-than-rbaFri, 13 Feb 2026 10:59:17 +1000http://www.yourmortgage.com.au/mortgage-news/aussie-banks-hiking-home-loan-rates-more-than-rba CommBank and Westpac are now expecting the Reserve Bank to hand mortgage borrowers another near-term rate hike, having adjusted their forecasts in the wake of Tuesday's lift.http://www.yourmortgage.com.au/mortgage-news/likelihood-of-a-may-rba-hike-firms-as-big-4-banks-alter-outlookFri, 06 Feb 2026 04:02:47 +1000http://www.yourmortgage.com.au/mortgage-news/likelihood-of-a-may-rba-hike-firms-as-big-4-banks-alter-outlook Macquarie Bank has announced it will pass on the Reserve Bank of Australia’s (RBA) February rate hike in full to its variable rate home loan customers.http://www.yourmortgage.com.au/mortgage-news/macquarie-to-hike-mortgage-rates-following-rba-decisionWed, 04 Feb 2026 08:54:39 +1000http://www.yourmortgage.com.au/mortgage-news/macquarie-to-hike-mortgage-rates-following-rba-decision NAB will increase variable home loan interest rates by 25 basis points in response to the Reserve Bank of Australia’s (RBA) latest cash rate hike.http://www.yourmortgage.com.au/mortgage-news/nab-to-lift-mortgage-rates-from-xx-februaryTue, 03 Feb 2026 06:40:37 +1000http://www.yourmortgage.com.au/mortgage-news/nab-to-lift-mortgage-rates-from-xx-february Westpac has confirmed it will increase variable home loan rates by 25 basis points, in line with the Reserve Bank of Australia’s (RBA) latest cash rate hike.http://www.yourmortgage.com.au/mortgage-news/westpac-to-hike-variable-mortgage-rates-following-rba-decisionTue, 03 Feb 2026 06:34:51 +1000http://www.yourmortgage.com.au/mortgage-news/westpac-to-hike-variable-mortgage-rates-following-rba-decision The smallest of the big four banks will pass on the Reserve Bank of Australia’s (RBA) latest cash rate hike on 13 February.http://www.yourmortgage.com.au/mortgage-news/anz-will-hike-variable-home-loan-rates-after-rba-moveTue, 03 Feb 2026 06:23:37 +1000http://www.yourmortgage.com.au/mortgage-news/anz-will-hike-variable-home-loan-rates-after-rba-move Australia’s largest lender will pass the Reserve Bank of Australia’s (RBA) latest rate hike onto variable rate home loan holders on 13 February.http://www.yourmortgage.com.au/mortgage-news/commbank-to-pass-on-rba-rate-hike-to-home-loan-holdersTue, 03 Feb 2026 04:24:56 +1000http://www.yourmortgage.com.au/mortgage-news/commbank-to-pass-on-rba-rate-hike-to-home-loan-holders The Reserve Bank of Australia (RBA) has lifted the nation’s cash rate by 25 basis points to 3.85%, and variable home loan rates are expected to follow. http://www.yourmortgage.com.au/mortgage-news/rba-lifts-cash-rate-to-3-85-home-loan-rates-set-to-followTue, 03 Feb 2026 01:32:08 +1000http://www.yourmortgage.com.au/mortgage-news/rba-lifts-cash-rate-to-3-85-home-loan-rates-set-to-follow Bankwest was among the home loan lenders hiking fixed rates this week as new data points to an Reserve Bank of Australia (RBA) rate hike as soon as Tuesday.http://www.yourmortgage.com.au/mortgage-news/commbank-s-bankwest-and-nab-s-ubank-move-mortgage-rates-ahead-of-key-rba-decisionThu, 29 Jan 2026 01:20:21 +1000http://www.yourmortgage.com.au/mortgage-news/commbank-s-bankwest-and-nab-s-ubank-move-mortgage-rates-ahead-of-key-rba-decision AMP Bank is swimming against the current in the mortgage market, returning to Self-Managed Super Fund (SMSF) lending after a seven-year hiatus.http://www.yourmortgage.com.au/mortgage-news/amp-revives-smsf-property-lending-with-superedgeThu, 29 Jan 2026 04:33:40 +1000http://www.yourmortgage.com.au/mortgage-news/amp-revives-smsf-property-lending-with-superedge Expectations of an increase to the cash rate next week have surged on the back of hot inflation data, prompting holdouts Westpac and ANZ to join the market wave.http://www.yourmortgage.com.au/mortgage-news/interest-rate-hikes-firm-amid-hotter-than-expected-inflationWed, 28 Jan 2026 01:58:55 +1000http://www.yourmortgage.com.au/mortgage-news/interest-rate-hikes-firm-amid-hotter-than-expected-inflation The thought of pulling the trigger on an investment property purchase can be daunting. Here’s what to know if you’re having trouble making the final decision.http://www.yourmortgage.com.au/investment-home-loans/what-is-analysis-paralysis-in-real-estate-investing-and-how-to-avoid-itTue, 27 Jan 2026 03:28:11 +1000http://www.yourmortgage.com.au/investment-home-loans/what-is-analysis-paralysis-in-real-estate-investing-and-how-to-avoid-it Adding a guarantor to your home loan application could improve your prospects in several ways. Here’s what buyers considering a guarantor mortgage need to know.http://www.yourmortgage.com.au/first-home-buyer-loans/everything-you-need-to-know-about-guarantor-loansTue, 27 Jan 2026 02:59:58 +1000http://www.yourmortgage.com.au/first-home-buyer-loans/everything-you-need-to-know-about-guarantor-loans NAB bumped rates across its fixed home loan line up by up to 0.4% p.a. on Friday, amid mounting expectations the Reserve Bank’s February meeting could deliver a hike.http://www.yourmortgage.com.au/mortgage-news/nab-hikes-fixed-rates-as-likelihood-of-rba-hike-growsFri, 23 Jan 2026 12:11:19 +1000http://www.yourmortgage.com.au/mortgage-news/nab-hikes-fixed-rates-as-likelihood-of-rba-hike-grows Discover how to finance the purchase of a houseboat in Australia with options like secured personal loans and home equity. Explore your dream of living on the water!http://www.yourmortgage.com.au/compare-home-loans/financing-a-house-boat-purchaseThu, 22 Jan 2026 02:18:38 +1000http://www.yourmortgage.com.au/compare-home-loans/financing-a-house-boat-purchase Testamentary trusts explained: Tax benefits, asset protection, and more.http://www.yourmortgage.com.au/smsf-loans/what-is-a-testamentary-trustMon, 19 Jan 2026 02:54:10 +1000http://www.yourmortgage.com.au/smsf-loans/what-is-a-testamentary-trust If you have an SMSF or are planning to establish one, you’ll need to know the difference between your fund’s accumulation and pension phases.http://www.yourmortgage.com.au/smsf-loans/understanding-smsf-accumulation-phase-and-smsf-pension-phaseMon, 19 Jan 2026 01:21:40 +1000http://www.yourmortgage.com.au/smsf-loans/understanding-smsf-accumulation-phase-and-smsf-pension-phase What’s actually involved with a building and pest inspection, how much do they cost, and are they really important?http://www.yourmortgage.com.au/compare-home-loans/is-a-building-and-pest-inspection-always-necessaryMon, 19 Jan 2026 12:47:29 +1000http://www.yourmortgage.com.au/compare-home-loans/is-a-building-and-pest-inspection-always-necessary Thursday brought major home loan rate hikes from two of Australia's largest mortgage lenders, with fixed rates upped by as much as 70 basis points.http://www.yourmortgage.com.au/mortgage-news/commbank-macquarie-hike-home-loan-interest-ratesThu, 15 Jan 2026 01:30:30 +1000http://www.yourmortgage.com.au/mortgage-news/commbank-macquarie-hike-home-loan-interest-rates Dive into the details of honeymoon interest rates and how they can save you money on your home loan. Learn about the pros, cons, and what happens when the honeymoon is over.http://www.yourmortgage.com.au/compare-home-loans/honeymoon-interest-ratesTue, 13 Jan 2026 08:03:36 +1000http://www.yourmortgage.com.au/compare-home-loans/honeymoon-interest-rates Deferring home loan repayments isn't something a you necessarily want to be doing. Here are the consequences you will need to know.http://www.yourmortgage.com.au/compare-home-loans/3-crucial-things-to-know-before-you-defer-your-loan-paymentsTue, 13 Jan 2026 08:03:39 +1000http://www.yourmortgage.com.au/compare-home-loans/3-crucial-things-to-know-before-you-defer-your-loan-payments While switching to a new reverse mortgage provider might be a good idea in some instances, there are risks involved. Borrowers should carefully consider if a move is right for them.http://www.yourmortgage.com.au/reverse-mortgages/refinancing-a-reverse-mortgage-is-it-a-good-ideaTue, 13 Jan 2026 08:03:44 +1000http://www.yourmortgage.com.au/reverse-mortgages/refinancing-a-reverse-mortgage-is-it-a-good-idea Discover how to secure a home loan with bad credit in Australia. Get tips on alternative lenders, improving credit, and avoiding scams in our detailed guide.http://www.yourmortgage.com.au/compare-home-loans/six-ways-to-get-a-loan-with-bad-creditTue, 13 Jan 2026 08:03:51 +1000http://www.yourmortgage.com.au/compare-home-loans/six-ways-to-get-a-loan-with-bad-credit Explore options for switching home loans and changing your home loan from one bank to another. Find the best rates and terms for your needs.http://www.yourmortgage.com.au/refinancing-home-loans/switching-home-loansTue, 13 Jan 2026 10:39:31 +1000http://www.yourmortgage.com.au/refinancing-home-loans/switching-home-loans Discover non-conforming loans in Australia. Learn what they are, how they work, and who benefits. Tailored for unique financial needs.http://www.yourmortgage.com.au/compare-home-loans/what-is-a-nonconforming-loanTue, 13 Jan 2026 08:03:13 +1000http://www.yourmortgage.com.au/compare-home-loans/what-is-a-nonconforming-loan Home loan applications from self-employed individuals can face extra scrutiny, but being self-employed doesn’t have to be a roadblock to borrowing.http://www.yourmortgage.com.au/compare-home-loans/selfemployed-home-loans-how-can-you-verify-incomeTue, 13 Jan 2026 10:39:34 +1000http://www.yourmortgage.com.au/compare-home-loans/selfemployed-home-loans-how-can-you-verify-income Has your home loan application been knocked back? Here’s how long you should wait before trying again.http://www.yourmortgage.com.au/compare-home-loans/how-long-should-you-wait-before-you-reapply-for-a-mortgageTue, 13 Jan 2026 08:03:54 +1000http://www.yourmortgage.com.au/compare-home-loans/how-long-should-you-wait-before-you-reapply-for-a-mortgage What is gazumping and how can you protect yourself from being gazumped on the Australian property market?http://www.yourmortgage.com.au/compare-home-loans/protect-yourself-from-being-gazumpedTue, 13 Jan 2026 08:03:20 +1000http://www.yourmortgage.com.au/compare-home-loans/protect-yourself-from-being-gazumped Explore how discharged bankrupts can secure home loans with our guide on navigating post-bankruptcy discharge financing optionshttp://www.yourmortgage.com.au/compare-home-loans/how-to-apply-for-a-home-loan-after-bankruptcyTue, 13 Jan 2026 08:03:25 +1000http://www.yourmortgage.com.au/compare-home-loans/how-to-apply-for-a-home-loan-after-bankruptcy Explore home loans for seniors and over 55s, including mortgage rules and tailored options for older borrowers. Secure your future with the right strategy.http://www.yourmortgage.com.au/compare-home-loans/can-you-be-too-old-to-apply-for-a-home-loanWed, 14 Jan 2026 06:50:00 +1000http://www.yourmortgage.com.au/compare-home-loans/can-you-be-too-old-to-apply-for-a-home-loan Two of Australia's most recognisable banks lifted fixed home loan rates on Friday, following similar moves from NAB and more than 16 other lenders this week.http://www.yourmortgage.com.au/mortgage-news/more-fixed-mortgage-rates-take-off-as-anz-and-ing-hikeWed, 14 Jan 2026 06:49:46 +1000http://www.yourmortgage.com.au/mortgage-news/more-fixed-mortgage-rates-take-off-as-anz-and-ing-hike Well over a dozen lenders have adjusted fixed rates higher this week, a sign that the major banks likely aren't alone in forecasting 2026 to be a tough year for mortgage holders.http://www.yourmortgage.com.au/mortgage-news/fixed-rates-rocket-as-major-banks-warn-of-rba-hikesTue, 13 Jan 2026 08:04:02 +1000http://www.yourmortgage.com.au/mortgage-news/fixed-rates-rocket-as-major-banks-warn-of-rba-hikes Find out what experts predict for Australian interest rates in 2026. Learn when the RBA might move the cash rate and how home loan borrowers can prepare.http://www.yourmortgage.com.au/compare-home-loans/interest-rates-australia-forecast-2026Mon, 26 Jan 2026 11:14:50 +1000http://www.yourmortgage.com.au/compare-home-loans/interest-rates-australia-forecast-2026