The benefits of an offset account

An offset account is one of the most useful home loan features that can help you save on your mortgage in the long run.

How to win in an auction

Buying a property at an auction can be extremely nerve-racking and stressful. So is there anything you can do to ensure you come out on top and don’t overpay?

Factors that impact your borrowing power

If you’re trying to buy a home in the not-too-distant future, one of the first things you’ll want to do is figure out how much you can borrow.

What are exit fees?

When leaving (or getting out of) your existing home loans, you may be subject to exit fees. They can be complicated, confusing and an expensive fact of life.

Are you overstretching your finances for your home loan?

Understanding how lenders assess your home loan application will help you better plan before you take the plunge.

Buy first and then sell or sell first, then buy?

There are many things to consider when buying a new home and selling your current home. It certainly pays off to have a good strategy in place.

How much do banks and lenders charge for LMI?

Lenders Mortgage Insurance (LMI) is an insurance policy which covers the mortgage lender in the event that the borrower can no longer make loan repayments.

Things you should never say to a real estate agent

Buying in a competitive market requires strategy — one of which is knowing what to say and what not to when speaking to a selling agent.

A guide to home equity loans

Here are some important things you should know when taking out a home equity loan

How to get rid of credit card debt

Here are some key strategies you should know to get on top of your credit card debts before you apply for your home loan.