There are a number of ways to save money and some are definitely more unique than others. Even though these methods may not save a lot of money by themselves, combine it with a number of other money saving strategies and you could save a substantial amount of money over a long period of time.
Listed below are a few money saving ideas that you may not have thought of.
Make your own beauty products:
Websites like Pinterest are overflowing with DIY recipes for beauty products. What’s even better is that a lot of these recipes have natural ingredients and no harsh chemicals.
Cold water wash:
One of the most expensive parts of washing your clothes is using hot water. Even though hot water may clean better, try and save this for only really dirty clothing, not just your everyday washing.
Remove saved credit card numbers:
Buying online can become really easy if you have all of you details saved on the website. Removing all of this saved information will mean that you will actually have to go and find your card to enter in the details. This little bit of extra effort may be enough to deter you (that’s if you haven’t learnt the details off by heart!).
Shop after holidays:
This may require you to be organised and think ahead. But after every major holiday (eg. Christmas), many retailers have a massive sale of holiday stock and you can get heaps of different merchandise for a fraction of the cost. The same also goes for clothing. It may seem silly shopping for swimmers in July, but you could get a significant discount compared to shopping in the summer months.
Don’t buy just because you have a coupon:
Although special coupons and deals are great money saving strategies, it is important not to buy something for the sake of using the coupon. You should only use discounts for things that you will actually use.
Cook large batches:
Cooking multiple meals at one time and then freezing them can be very useful especially if you are time poor. These frozen meals are great if you don’t have time to make a meal later on and it can also save you money that you may have spent on take away food.
Free beauty treatments:
Many beauty schools are often looking for people that they can practise their skills on and they will usually offer a significant discount or may not even charge at all. You could get a haircut, manicure or other beauty treatment free of charge!
Free fitness classes:
Gym memberships can be extremely expensive and you may be locked in for up to 2 years with expensive early exit fees. But, you can still get fit and healthy without using a gym. There are plenty of free fitness videos online by qualified trainers. What’s even better is that you don’t have to waste time and petrol driving to and from the gym.
Be energy efficient:
Going green will not only help the environment but it could also help your wallet. Some energy-efficient appliances may have a higher purchase price, however, they end up costing less in the long run. Even small things such as energy efficient light bulbs can help reduce your energy use costs.
There are unique money saving strategies out there that could end up saving you a lot, it just requires a little creativity.
Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker
Anouska Linz is Manager, Online Sales at State Custodians and has over 10 years’ experience in financial services, both in broking and banking. Holding a bachelors degree in accounting, Anouska quickly discovered a love for mortgage lending and assisting people to achieve their home ownership goals. She leads a team of highly experienced lending specialists who are passionate about finding lending solutions which result in real wins for the customer. She is also a massive netball fan.
For more information on our home loans, visit www.statecustodians.com.au or call 13 72 62.