Break up the word mortgage into its two French components and you'll make the disconcerting discovery that Mort means death and Gage means pledge. So your mortgage is actually a 'death pledge'. Great. But need the process of committing to a home loan literally be a commitment for life? We explore some of the options available to you if you wish to save years and thousands off your mortgage, including the benefits of maximising your deposit, paying a lump sum, paying weekly or monthly, having a solid understanding of interest rates and taking advantage of professional packages. We also examine loan products that feature 100% offset accounts and line of credit. Will these features actually save you money in the long run? Perhaps a basic loan with minimal frills is more suitable for you? Your Mortgage has the answers.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan