Q Can I refinance my home and roll-in my credit cards and a personal loan PLUS access funds to build on a garage (subject to financial evaluation)?
A One of the very best ways to save money is to combine your existing loans into a lower interest rate home loan with one easy payment. Your payments can be substantially reduced and if indeed you elected to continue payments at your current levels, your loan could be paid off in a fraction of the standard term. And yes, subject to satisfactory loan assessment, it is possible to also provide other additional funds for other purposes.
It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan