If you believe financial planning is for corporate high-flyers with plenty of money, think again. From the most basic savings principles to the most complex deals, financial planning - and financial planners - can be your greatest ally when it comes to achieving your financial goals. Getting married, saving for a holiday, car or first home, planning for retirement - these are just a few of the 'trigger events' in your life where financial planning can be of huge benefit to you. Your Mortgage takes a look at the key components of a financial plan, including a personal balance sheet of financial assets and liabilities and how to determine your short-term, medium-term and long-term goals. We also look at the key things to look out for when choosing a financial planner, the fees and charges you will have to pay and the option of do-it-yourself financial planning.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan