ING Direct has reduced its LVR based interest rates for Orange Advantage and SmartPack Mortgage Simplifier, for new applications.

The new rates are as low as 4.83%.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan