Fixed rate fever

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In an unstable property market where the decision to switch from a variable to a fixed interest rate home loan may seem attractive, borrowers should take a few important factors into account before deciding. These factors relate to:
  • the different features associated with fixed and variable interest rate loans
  • the future direction of home loan interest rates, and
  • the cost of switching.
This article starts off with a brief overview of the three types of home loans, namely variable, fixed and combination. It explains their pros and cons, and provides an overview of what's happening with interest rates.

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Wednesday, Sep 20, 2017
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