These federal grants are available in addition to state government grants and stamp duty incentives - so a homebuyer can now access up to $40,000 worth of government funding to help them achieve their dream.

Find out how your state stacks up in the latest issue of Your Mortgage magazine out on sale now.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker