Bending over backwards

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Not so fast...in the face of a growing refinancing culture, lenders are now inventing innovative tactics to keep you on board for longer. A trend that began in the non-conforming sector, 100% borrowers are now being offered the chance to move to a lower rate after three years if they meet all their repayments on time. The beauty of these schemes is that you can get that cheaper rate without having to pay a deferred establishment fee for leaving your current lender - but will you actually save money in the long run by staying loyal?

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Wednesday, Sep 20, 2017
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