Over the past 12 months, interest rates have fallen to levels not seen nearly 45 years. Now some analysts are forecasting the Reserve Bank of Australia will start raising rates as early as January next year. We reveal 15 things you can do now to keep ahead of the inevitable rate rise in the latest issue of Your Mortgage magazine out on sale now.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan